What Payday Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Understanding what payday loans are can be crucial for managing unexpected expenses efficiently. These short-term loans offer a quick solution for those who need fast cash without the long wait times often associated with traditional lenders. If you've been exploring options and feeling overwhelmed, you've come to the right place. Fundo provides a user-friendly platform that simplifies the loan process, ensuring that you won’t face the hassles often found when applying for a payday loan. As an Australian-owned and -operated lender, our commitment is to transparent, straightforward lending without the confusing jargon.
We prioritise clarity and convenience, allowing you to understand your loan completely before committing. Here are some standout benefits of choosing Fundo:
Whether you need small cash injections for emergencies, bills, or immediate expenses, our offerings are designed to meet your needs.
At Fundo, we offer short-term loans that allow you to focus on your needs rather than the lending process. Forget searching for terms like 'Low Interest Pay Day Loans'—our loans maintain transparency and ease. Here’s a glimpse of what we offer: - Emergency Loans provide quick access to funds for unplanned expenses. - Our Instant Cash option is designed to deliver the funds directly into your account within 60 seconds of contract acceptance.
If you’re curious about qualifying for a loan, it’s essential to know the basic criteria. You must be:
Simply fill out our online application with details such as the amount you need and personal information. If everything checks out and you apply during business hours, you could receive your funds the very same day!
To make the loan process even more beneficial, check out our Fundo Score.
By actively managing your financial behaviour, such as making repayments on time and minimising other debts, you can improve your Fundo Score. A higher score increases your chances for future loan approvals and better terms!
If you’re in need of a quick cash solution and exploring what payday loans can do for you, look no further than Fundo! Don’t get lost in vague search results—take the first step towards your financial goals today. Fill out our application and experience hassle-free borrowing.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
