Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Unexpected expenses can pop up in our lives, leaving us in need of quick financial help. Whether it's fixing a plumbing issue or dealing with a flat tire, knowing where to get an emergency loan with bad credit is crucial when time is of the essence. Look no further than Fundo! As a friendly Australian lender, we provide a chance for individuals like you to secure short-term loans tailored to meet your needs – even if your credit isn’t perfect.
If you’ve searched for phrases like 'Small Same Day Loans Bad Credit' or 'Small Cash Loan Bad Credit', Fundo is here to put your worries to rest! Our loans are designed for accessibility, so you can easily manage your short-term financial needs.
Fundo offers a variety of loan options, including emergency loans to help you cover unexpected costs. With repayment terms of up to 180 days for our medium (MACC) loans, you can even pay off your loan early to avoid further costs. Our focus is on providing loans for emergencies, not debt consolidation or other financial burdens.
We believe securing a loan should be easy and hassle-free. With Fundo, you can fill out our straightforward online application in just a few minutes. You’ll need to provide some basic information, such as:
To qualify for Fundo loans, you must:
Once you submit your application, if approved during business hours, funds could be in your account within 60 seconds from contract acceptance! Plus, if you’re unsure about your loan eligibility, checking your Fundo Customer Score can provide insights into your financial standing.
Say goodbye to endless searches for 'unemployed loans' or 'Australian cash loans'. Instead, apply for your emergency loan with Fundo today, and let us help you get back on track!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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