Who Will Give Me A Loan When No One Else Will Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you’re asking, Who will give me a loan when no one else will in Australia?, you’re likely facing financial challenges that have made it difficult to secure approval from traditional lenders. Whether due to a low credit score or irregular income, many people feel stuck without loan options. Fundo offers small loans starting from $500, with a more flexible approach to lending. While we do consider your financial situation, we focus on offering responsible loans that fit your needs when others won’t.
What can I do if no one else will approve my loan application in Australia?
If you’ve been turned down by traditional lenders like banks or other financial institutions, it can be frustrating to figure out where to turn next. In Australia, not all lenders use the same strict criteria to assess loans, so it’s still possible to find alternatives. Fundo is one of the lenders that focuses on providing small loans, even to those who may not qualify through other sources. We consider more than just your credit score and focus on your overall financial situation, including income from non-traditional sources like government benefits.
Fundo offers loans starting from $500 with a simple, online application process. Even if you’ve been denied by other lenders, we provide a chance to access the funds you need, based on your current ability to repay rather than your past credit history.
How can I get a loan when traditional lenders say no?
When you’ve been rejected by traditional lenders, Fundo can offer a fast and flexible solution. Here’s how our loan process works:
FAQs
Can Fundo help if I’ve been denied by other lenders?
Yes, Fundo can provide a loan even if you’ve been denied elsewhere, as we consider a range of factors, including your income and current financial circumstances, rather than focusing solely on your credit score.
What’s the minimum income requirement for a Fundo loan?
You need to have an income of at least $1,000 per fortnight, including government benefits, to be eligible for a loan.
Can I still apply for a loan if I’m receiving Centrelink benefits?
Yes, if your total income meets the required threshold, including Centrelink benefits, you can apply for a Fundo loan.
How quickly can I get the loan after approval?
If you apply and are approved during business hours, you could receive the funds on the same day or by the next business day.
What can I use the loan for?
You can use your Fundo loan for a variety of needs, including unexpected expenses like medical bills, car repairs, or urgent household costs.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
