Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Finding financial support for unexpected expenses can feel overwhelming, especially if you’re searching for answers to "who will lend me money with bad credit?" Traditional lenders often focus solely on your credit history, making it difficult for many Australians to access the help they need when it matters most. At Fundo, we recognise this challenge. As a friendly and alternative lender, we take the time to review your overall financial situation, not just your credit score.
We aim to streamline the borrowing process and provide short-term loans without complications. Our commitment to transparency means you'll always know the terms of your loan upfront, with no hidden fees lurking around the corner. Say goodbye to lengthy waits and tedious paperwork—our process is designed to get you cash swiftly, so you can focus on what truly matters.
Whether you're in need of emergency funds or have a specific short-term expense to cover, Fundo is here to help. We've simplified the borrowing process, allowing you to avoid the stress of rejecting paperwork and long waiting times. Instead of fretting over who will lend you money with bad credit, you can find reassurance with our quick and easy application process.
Our eligibility criteria are designed to be straightforward. To apply for a loan with Fundo, you'll need to meet the following requirements:
If you’ve been searching for loan options online like “quick money loans” or “instant loans,” look no further than Fundo. Our streamlined process means you don't have to keep looking for solutions; you can find financial support right here.
Applying for a loan with us is a breeze. Simply fill out our online application form with your personal and loan information. If submitted during business hours and everything checks out, you'll have the opportunity to receive funding on the same day. Returning customers can enjoy a rapid three-click process to secure a new loan!
Don't let bad credit hold you back. Check your Fundo Customer Score today to see your chances of approval increase. By improving your Fundo Customer Score through responsible actions, you’ll become eligible for even more funding options when you need them.
Get started on your loan application with Fundo today, and take the first step towards regaining your financial confidence!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.