Your Loan Today

Are you facing unexpected expenses and searching for your loan today? We understand that obtaining financial assistance can feel overwhelming, especially with traditional banks that often require extensive documentation and strict requirements. Instead of endlessly searching the web, let Fundo streamline your experience. We know that when you're in need, every minute counts. At Fundo, we've simplified the process of getting a loan, allowing you to focus on what truly matters—your financial needs.

Your Loan Today: Fast and Easy Access

With Fundo, applying for a loan is a breeze! Our range of short-term loans is designed to cater to various needs without the hassle of complicated paperwork. We believe that everyone deserves a chance, which is why we don't turn away applicants with a less-than-perfect credit history. Your past mistakes do not define your current repayment ability—every financial journey is unique, and we’re here to help you move forward.

Why Choose Fundo For Your Loan Today

⚡ Swift Decisions: Get an outcome in days—a far cry from traditional lenders! With Fundo, you'll have a clear response soon after your application.
💼 Variety of Loans: Whether it's an emergency loan or home renovation loan, we offer solutions tailored to your situation.
📊 Self-Service Dashboard: Keep track of your repayments and view your balance effortlessly with our easy-to-navigate dashboard, empowering you to stay on top of your finances.
🏦 Flexible Terms: Benefit from the ability to repay your loan early without penalties, offering more control over your finances.
🔑 Easy Reapplication: If you're returning to us, reap the benefits of a streamlined process—applying for your loan today has never been simpler!

When you choose Fundo, you're not just getting a loan; you're securing peace of mind. Our eligibility criteria include being at least 18 years old, currently residing in Australia, earning verified income of at least $1,000 per fortnight (which can include government benefits), and demonstrating that you can manage repayments without financial strain. If you meet these criteria, filling out our application form is quick and straightforward.

After you apply, we aim to approve you within business hours; in some cases, you could see funds in your account within 60 seconds of contract acceptance! No more waiting around or feeling anxious about finances.

If you've been contemplating various lenders, including those offering instant online loans or instant loans 247, let your search stop here. Fundo is proud to be your alternative for swift and reliable loan options.

Ready to stop searching for your loan today? Take the next step with Fundo! Whether it's for urgent expenses or exciting home projects, we’re excited to partner with you on your financial journey.

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees
payout early for discount

Money in ~60 secs of
contract acceptance¹

Small loan

Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 5 min application²

Things you should know

Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.

¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day

²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.

Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.

Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.

Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.

Your Loan Today