I Need Money ASAP
Same day funds up to $5,000
Same day funds up to $5,000
“I need money ASAP!” If you’ve heard yourself say this as you open a medical bill, after a mechanic has told you you need urgent car repairs, or a loved one needs your help across the country or across the world - Fundo can help.
Traditional lenders like banks and credit unions often have a lengthy and cumbersome loan approval process, with months of waiting and stacks of paperwork required. This can make it difficult for the average person to borrow money for short-term purposes or bills that simply cannot wait. That’s where Fundo can step in and provide instant cash where other banks would have you jump through hoops and wait until all their ducks - not yours - are in a row.
Our focus is on providing short-term loans to Australians, and we strive to make obtaining small loans as easy as possible. Our online loans, which can be easily applied from the comfort of your home or office, are available to people from all walks of life, including those with less-than-perfect credit. In addition to providing convenience and accessibility, Fundo offers flexible repayment options and has no hidden fees.
As an Australian-owned and -operated company, we are dedicated to providing reliable and transparent short-term financing options to individuals in need of financial support. If you need fast cash, Fundo is here to assist you in finding a solution that fits your needs.
We offer borrowers a variety of loan options. For example, people might need them as emergency loans for a variety of reasons, such as to cover the cost of unexpected medical expenses, car repairs, or other unexpected expenses that arise. They can use them as home renovation loans to finance home improvement projects, such as repairs, renovations, or upgrades to a property to increase its value or to make energy-efficient improvements to reduce their monthly energy bills. They can even simplify their finances by using them as debt consolidation loans and potentially save money by consolidating their debts into a single loan to avoid racking up different interest rates from different lenders. Our flexible loan terms of 180 days (for amounts ranging from $500 to $2,000) allow borrowers to comfortably repay their loans. It is also possible to save money on your monthly account fees by paying your loans in advance or off completely - with no additional charges!
Our interactive self-service dashboard allows you to monitor the status of your loan 24/7 and receive helpful advice on how to improve your financial health.
At Fundo, we have relatively minimal requirements for loan eligibility to make the process as accessible as possible. To qualify for a Fundo loan, you must be eighteen years of age or older, be an Australian resident or citizen, have a regular income of at least $1,000 per week that is traceable and taxable (which also means you can be on government benefits), and prove that you will be able to meet your loan repayment deadlines without putting undue financial burden on yourself.
Applying for a loan with Fundo is easy - simply fill out our online application form and provide information like your personal and financial details, your contact information, and the amount you want to borrow. Provided you meet the eligibility requirements and are approved, you’ll get the cash into your account on the same day - sometimes in as little as 60 seconds!
Don't wait - fill out a loan application with Fundo now and get the money in a flash! If you need money ASAP, apply NOW with Fundo!
Yes - we really mean it when we say we can give you between $500 and $5,000 ASAP. You can apply for a quick cash loan from Fundo 24/7 using our secure online dashboard within three to five minutes. If you’re eligible and meet our criteria, you can be approved within that timeframe - and if your bank account is PayID enabled, you’ll get the cash within 60 seconds. There’s no quicker way to get a quick cash loan in Australia than the speedsters at Fundo!
As an alternative to checking your credit history, Fundo also offers the Fundo Credit Score to help you better understand your chances of being approved for a loan and take steps to improve your creditworthiness. By increasing your Fundo Credit Score, you can also increase your chances of being approved for a Fundo loan. By referring friends, paying on time, leaving reviews, and reducing your loans with other lenders, you can increase your Fundo Credit Score. If you're in need of funding, don't waste your time with banks that will do everything they can to hold on to their cash.
Yes! At Fundo, we believe in giving everyone an opportunity to access a small cash loan, regardless of their credit score. We understand that financial difficulties can happen to anyone, and we're here to help. We understand that unexpected financial emergencies can arise, and we're here to help. Our process is designed to be straightforward and accessible, so you can receive the funds you need, even if you have a less-than-perfect credit history. While we cannot guarantee instant approval and cash disbursement for individuals with bad credit (such as recently discharged bankrupts), we have overseen many cases where applicants with bad credit have received their funds ASAP!
Yes - email us any time at hello@fundo.com.au or use our live chat/call us on 1800 161 391 between 9am - 6pm Monday to Friday, 9am-5pm on Saturdays or 9am-1pm on Sundays (AEST.) We’ll aim to answer any questions you may have about Fundo, finance, and getting money fast.
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.