$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Instant Cash Loans

Even with a stable daily routine, some Australians can find themselves in need of instant cash loans to pay off unexpected expenses. Whether you’re someone looking for urgent bond loans or perhaps education loans, rest assured that you can secure an instant cash advance online.

However, with the abundance of instant cash loan options from varying money lenders, how then are you supposed to find a service that matches your unique financial requirements? This is where Fundo fits into the picture!

Here, we have an intuitive platform and an Australian-based team of professionals that can help you take out instant cash loans with ease. Not only do we give client convenience incredible value, but we also pride ourselves on having heaps of exclusive advantages you’d be hard-pressed to get anywhere else.

Join us today at Fundo and fill out our application form in just a few minutes!

Do instant cash loans have a high-interest rate?

The interest rates for instant money loans would depend on a number of factors, including the type of money lender you get the cash from, your credit history as a whole, and the total principal amount you’re requesting.

When it comes to us at Fundo, you can look forward to receiving reasonable interest rates should you be eligible for our quick loans. In addition, we also have relatively short terms that can last up to 180 days. This way, you can spend on what you need to, make repayments every week, and then get right back to your regular routine. Perhaps you can even take out another instant online loan afterwards if needed.

Regardless of whether you’re fixing up your vehicle after an accident or paying for unexpected travelling expenses, you can look to our service for instant cash today. Just know that when you apply, you can ask for an unsecured amount between $500 and $5,000. As such, you won’t have to worry about forfeiting assets in case collateral is needed.

Finally, the best part about the cash loan system at Fundo is that your positive lending behaviour (including on-time repayments, advanced repayments, and more) will always be acknowledged. On our platform, we’ll be able to give you a Fundo Credit Score you can build up, so you can have a better chance at getting approved for instant cash loans with a greater budget.

How quickly can I receive my instant cash loans upon approval?

Even with modern advances and innovations, not all lenders can give you same day loans. However, we at Fundo understand that time is of the essence and that there are instances when you’d need funds immediately. For that reason, our team goes above and beyond to provide you with a response within twenty-four hours, and if approved, you can expect credit shortly after we send you the documents needed.

With this, it is important to note that there could be delays depending on your nominated bank. What’s more, if you submit your request for instant cash loans by the end of our working day, then it’s also possible that you’ll receive a decision or response the following day (typically in the morning).

Now that you know how prompt our personal loan applications can be, you can apply for a loan. Verify that you are age eighteen or older, a residential citizen or taxpayer in Australia, and making an income of at least $500/week (excluding government benefits) before you fill up our application form. When we wire you the funds, you can also leverage our self-service dashboard to effortlessly manage your account.

Are instant cash loans easy to apply for?

Applying for instant cash loans at Fundo can be easier than applying for a traditional loan because it eliminates the need to visit a local lending institution and provides a more efficient, accessible, and faster way to get the financing you deserve.

With our streamlined application for short term loans, you can quickly make a request during a time that fits within your personal schedule, whether that be during the day or even in the late hours of the night. On top of this, our requirements are simpler, and you won’t even have to keep tabs on stacks of documents since we boast a paperless process.

While we do take into account aspects like your credit history and work, you can have peace of mind knowing that we focus on your current capability to make repayments. If you show that our easy instant cash loans won’t place you under undue financial stress, you have better chances of getting approved for a loan.

So if you’d like to experience the convenience of applying in the comfort of your own home, don’t hesitate to try out our money-lending options at Fundo. Returning borrowers can also apply for a loan in just three clicks.

Need a teeny tiny loan up to $5,000? Apply now!

Disclaimer: Unless explicitly stated otherwise, please note that the information provided in this article is for informational and entertainment purposes only. The commentary on this page may also change without notice and is not intended to be taken as financial advice. If you require such support, it is important to consult a qualified professional in the field.