Instant Cash Loans
Same day funds up to $5,000
Same day funds up to $5,000
Even with a stable daily routine, some Australians can find themselves in need of instant cash loans to pay off unexpected expenses. Whether you’re someone looking for urgent bond loans or perhaps education loans, rest assured that you can secure an instant cash advance online.
However, with the abundance of instant cash loan options from varying money lenders, how then are you supposed to find a service that matches your unique financial requirements? This is where Fundo fits into the picture!
Here, we have an intuitive platform and an Australian-based team of professionals that can help you take out instant cash loans with ease. Not only do we give client convenience incredible value, but we also pride ourselves on having heaps of exclusive advantages you’d be hard-pressed to get anywhere else.
Join us today at Fundo and fill out our application form in just a few minutes!
The interest rates for instant money loans would depend on a number of factors, including the type of money lender you get the cash from, your credit history as a whole, and the total principal amount you’re requesting.
When it comes to us at Fundo, you can look forward to receiving reasonable interest rates should you be eligible for our quick loans. In addition, we also have relatively short terms that can last up to 180 days. This way, you can spend on what you need to, make repayments every week, and then get right back to your regular routine. Perhaps you can even take out another instant online loan afterwards if needed.
Regardless of whether you’re fixing up your vehicle after an accident or paying for unexpected travelling expenses, you can look to our service for instant cash today. Just know that when you apply, you can ask for an unsecured amount between $500 and $5,000. As such, you won’t have to worry about forfeiting assets in case collateral is needed.
Finally, the best part about the cash loan system at Fundo is that your positive lending behaviour (including on-time repayments, advanced repayments, and more) will always be acknowledged. On our platform, we’ll be able to give you a Fundo Score you can build up, so you can have a better chance at getting approved for instant cash loans with a greater budget.
Even with modern advances and innovations, not all lenders can give you same day loans. However, we at Fundo understand that time is of the essence and that there are instances when you’d need funds immediately. For that reason, our team goes above and beyond to provide you with a response within twenty-four hours, and if approved, you can expect credit shortly after we send you the documents needed.
With this, it is important to note that there could be delays depending on your nominated bank. What’s more, if you submit your request for instant cash loans by the end of our working day, then it’s also possible that you’ll receive a decision or response the following day (typically in the morning).
Now that you know how prompt our personal loan applications can be, you can apply for a loan. Verify that you are age eighteen or older, a residential citizen or taxpayer in Australia, and making an income of at least $1,000/fortnight (including government benefits) before you fill up our application form. When we wire you the funds, you can also leverage our self-service dashboard to effortlessly manage your account.
Applying for instant cash loans at Fundo can be easier than applying for a traditional loan because it eliminates the need to visit a local lending institution and provides a more efficient, accessible, and faster way to get the financing you deserve.
With our streamlined application for short term loans, you can quickly make a request during a time that fits within your personal schedule, whether that be during the day or even in the late hours of the night. On top of this, our requirements are simpler, and you won’t even have to keep tabs on stacks of documents since we boast a paperless process.
While we do take into account aspects like your credit history and work, you can have peace of mind knowing that we focus on your current capability to make repayments. If you show that our easy instant cash loans won’t place you under undue financial stress, you have better chances of getting approved for a loan.
So if you’d like to experience the convenience of applying in the comfort of your own home, don’t hesitate to try out our money-lending options at Fundo. Returning borrowers can also apply for a loan in just three clicks.
Need a teeny tiny loan up to $5,000? Apply now!
Disclaimer: Unless explicitly stated otherwise, please note that the information provided in this article is for informational and entertainment purposes only. The commentary on this page may also change without notice and is not intended to be taken as financial advice. If you require such support, it is important to consult a qualified professional in the field.
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.