Internet Loans

Internet Loans

If you’ve been searching for small or instant cash loans you can apply for using the internet or world wide web, you’ve come to the right place at Fundo! Australians over the age of 18 can instantly apply for small cash loans ranging from $500 to $5,000 within three clicks using our secure and easy to use Fundo dashboard. Once approved, you could have the money in as little as 60 seconds!

Why apply for small internet loans?

Fundo gives people the opportunity to gain funding fast - from $500 to $5,000 - to cover emergency expenses such as urgent mechanical or home repairs, sudden medical bills, or need-to-leave-now travel (which can carry a premium over booking in advance.) Fundo makes it easy to apply for an internet loan because Fundo is a 100% online small cash loan broker - that means you won’t have to talk to anyone, submit endless reams of paperwork, or jump through hoops and sign form after form - in fact you can complete your Fundo application in as little as three clicks - it takes the average user about three minutes to complete. 

Better yet, your loan agreement and terms are given to you in jargon free, plain English - you can review them on your phone, tablet, or computer. We lay out your obligations as a borrower, including any fees, interest rates, and charges you’ll be paying throughout the term of the loan. We’ll tell you clearly if there are any conditional fees, such as late fees, so you know exactly where you stand. If you’re ever unsure, you can call us, email us, or use the text chat during our office hours, seven days a week! 

I’m on Centrelink or have bad credit, can I get an internet loan?

Of course you can! Our smart financial technology can determine your eligibility to comfortably pay back a Fundo instant cash loan - and in some cases, we won’t even have to check your credit file. 

We use our own algorithm - the Fundo credit score - to check the health of your financial situation and suitability for an internet loan. 

At the very least, we need you to be:

• 18 years old
• An Australian resident or citizen
• Making $1,000 in taxable or traceable income (no cash in hand)
• Able to show us you can pay back the loan in a reasonable timeframe without going into hardship.

That’s it! Fundo doesn’t discriminate when it comes to Centrelink recipients, Veterans, retirees, or bad credit customers. Everyone gets an equal chance at small finance at Fundo!

Easy applications, quick decisions, and get funded in 60 seconds! Click here to apply.

Internet Loans FAQs

How do you approve me without checking my credit score?

Unless we get your express consent to consider your credit history, we will not check your credit score. Unlike other credit providers such as your bank, we have developed an exclusive in-house credit score that takes into consideration more than just your current credit status. At Fundo we take a look at your credit history and update your in-house credit score to accurately reflect how trustworthy and reliable you are as a customer. With Fundo, taking out same day cash loans and repaying them on time (or even earlier, with no early payout fees!) will have a positive impact on your credit file with us. We make sure to update your repayment history accordingly. 

Customers who consistently make their repayments on time may enjoy future credit perks such as lower fees and charges, better personal loan interest rates, and higher approved credit limits. It's a way for us to show our appreciation and make things more enjoyable for you - it’s how we put the fun back into funding at Fundo!

What can I use an internet loan for?

Whether you need funds for home improvement or repairs, you can easily apply anytime and get the financial assistance you need. Our loans are perfect for funding significant life events such as financing your education, making your wedding or engagement day extra memorable, or as a bond on your new rental. 

If you find yourself in need of some extra cash, whether it's to cover expenses between paydays or just to have a little extra on hand, we're here to assist you. Applying for small personal loans, such as quick cash loans online or renovation loans, is a breeze with our convenient online application process – just three clicks and you’re done!

What if I have bad credit?

Applying for small personal loans with traditional lenders or financial institutions can be challenging if you have bad credit. With Fundo, you can apply and get a response in just minutes. While we cannot guarantee 100% approval for small personal loans with bad credit, we strive to make the process as easy to understand as possible.

At Fundo, our goal is to offer a service that is both fun and straightforward for obtaining small personal loans. So, we consider various factors to give you a loan decision that fits your situation. When it comes to making lending decisions, Fundo looks at more than just your credit score. We also consider factors like your income, debts, and daily living expenses to ensure we have all the information we need. Remember: honesty is the best policy!

Don't fret if your credit report isn't up to par. No need to stress over it at Fundo! We recognize that your credit history alone doesn't give us a complete understanding of your financial situation. We work hard to get you approved!

How long do I have to pay back an internet loan?

You can pay back your internet loan at any time, but the minimum terms are 91 days, with maximum terms of six months for amounts between $500 and $2,000, and two years for amounts between $2,001-$5,000. Keep in mind that longer terms means accruing more interest and fees - keeping your term short as possible means avoiding unnecessary interest.