LOAN FAST
Same day funds up to $5,000
We approved 320+ loans in the last 24 hours!
Same day funds up to $5,000
We approved 320+ loans in the last 24 hours!
Need a loan fast? Big expenses and bills come at the worst possible times. It happens more often than you think: your car breaks down or gets in a bingle; you need to come up with your kids’ excursion or education expenses; your laptop goes dark and never boots up again; your fridge or dishwasher goes on the blink and becomes a huge paperweight. It could be urgent travel to support loved ones, get a tooth fixed, or get your home repaired ASAP - whatever the reason, Fundo is here to help you apply and get you approved for a loan fast.
Fundo offers Australians aged over 18 and living here as a resident between $500 and $5,000 in fast flexible funding which you can apply for in a few minutes. Once approved by us and the agreement is accepted by you, you could have the funds within 60 seconds, if your bank account is PayID enabled. Yes - it really is that fast getting an instant itty bitty loan with Fundo!
Do you fear you won’t get a loan fast because you may have bad credit? Don’t sweat it! We work with all sorts of people from all backgrounds and financial situations to get the loans they need to get back on track. As long as you’re making at least $1,000 per fortnight in taxable income - and that includes Centrelink or veteran’s payments - you are welcome to apply for a fast loan from Fundo.
You may be wondering about interest rates and repayments - for small personal loans ranging from $500 to $2,000, the fees are fixed by law. We show you all the fees and charges - even conditional ones - up front so you know exactly where you stand before you consent to the loan agreement. You have between five to 20 weeks to pay back a small loan in weekly, fortnightly, or monthly installments. Ensure your payments are always on time by choosing direct debit and make extra repayments at any time, penalty free! If you need to borrow more ($2,001 - $5,000) you have between nine and 26 weeks repayment period.
Have questions? Need help with the Fundo self-service dashboard? Contact Fundo during our office hours: Monday-Friday between 9.00am and 6.00pm, Saturday between 9.00am and 5.00pm, or Sunday between 9.00am and 1.00pm (AEST). Call our friendly team on 1800 161 391, email us at hello@fundo.com.au, or use our live chat for questions answered by Fundo fast!
You can apply for your fast loan day or night, any day of the week and get the same lightning fast service. For most customers, we can provide approvals and funding on the spot - just keep your phone or laptop handy if we need to ask any further questions.
If a big bill or urgent expense is threatening to ruin your day - get Fundo on the case! We offer flexible funding fast. Start your application - it generally takes under three minutes and you could have the money in your account within 60 seconds (if you accept your loan agreement and your bank account uses PayID!)
No need to worry about your credit score! We can often offer same-day loans without a credit check for eligible customers. Just a heads up, anyone applying for finance or a financial product, like a mobile phone plan, needs to give us the green light for a credit inquiry. If a credit check is necessary, we’ll only move forward with your permission. But don’t fret! We have our own ways of assessing eligibility for a same-day loan. Just keep in mind that this might take a little longer, especially if you’re reaching out after hours. We’re on it though, and we totally get how urgent those expenses can be!
If you’re wondering if we have eligibility criteria - yes! We do this to protect consumers so they’re always better off. Let’s break it down so you can get a direct cash loan. To jump on board, you’ll need to:
- Be at least 18 years old
- Bring in a minimum of $1,000 every fortnight from your regular income, which can include Centrelink or government benefits
- Prove you can keep up with our repayment schedule
- Show us that borrowing from Fundo won’t add to your financial stress.
Easy peasy! Ready to get started? Click here to dive into our super simple three-click application process and take charge of your self-serve dashboard.
At most, we request your basic ID and banking information to get a clear picture of your financial situation. This includes your sources of income, employment status, residential circumstances, and bank account details. Let us make sure we have everything we need! As responsible lenders, we’ll only greenlight a loan when we’re sure it’ll boost your financial well-being - this is to protect you as a customer.
If you conduct your banking through an app or online, your bank account is likely PayID ready. To enable instant PayID payments, banks and credit unions will need you to opt-in to PayID (also known as Osko or NPP) and have you assign a unique identifier for PayID payments - usually your mobile phone number, but this could also be an email address, Australian Business Number, or organisation ID. Once set up, you can send and receive near-real time payments (under 60 seconds) between Australian PayID bank accounts. In some cases, banks will put a security hold on payments for first time payees for up to 24 hours. If this is the case, don’t hesitate to contact us for more information.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 6 months with a fortnightly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
