LOAN QUICKLY
Same day funds up to $5,000
We approved 320+ loans in the last 24 hours!
Same day funds up to $5,000
We approved 320+ loans in the last 24 hours!
Need a loan quickly? Fundo is here and can process loans within a few minutes when you apply via the secure and fast Fundo dashboard - and you could have from $500 to $5,000 in your PayID enabled bank account within 60 seconds of accepting your loan contract!
Yes - you could get a loan that quickly with Fundo!
There’s no shortage of reasons why you might need a loan quickly. This may be down to an urgent expense coming up between paycheques; or you need to come up with a significant amount of money to cover a bill or cost you can’t otherwise avoid. This might be fixing your car, a medical or car insurance excess, replacing a big ticket item like a fridge or washing machine, getting your laptop or computer fixed for work or school, education expenses, sudden travel expenses, funeral or bereavement expenses, home repair or renovation expenses - no matter what it is, if you need a fast cash loan, Fundo can help!
We offer small cash loans from $500 to $2,000 and medium cash loans from $2,001 up to $5,000. (This can affect your fee and interest schedule; read more in our FAQs.)
No matter how much you intend to borrow, our loans are simple, straightforward, and flexible. We lay out all the fees and charges in your loan agreement after you’re approved for one of our quick cash loans. There’s no obligation to proceed - the choice is always yours. If you do accept your contract and your bank account is PayID enabled (also known as Osko or NPP) you’ll have your funds deposited and ready to use within 60 seconds. It really is that fast!
Bad credit? Centrelink recipient? No problems! We help hundreds of Australians with bad credit get a small cash loan so they can get on top of urgent bills and get on with life. Our minimum loan criteria also allows anyone who earns at least $1,000 per fortnight (two weeks) of taxable income - and that includes Centrelink and other benefits - to apply for a loan quickly.
Our other criteria is: being over the age of 18; being a resident of Australia; and being able to verify your income if we ask. That’s it!
If that sounds like you and you are in urgent need of money to cover an expense that’s imminent and urgent, use our Fundo dashboard to start your application. It’s easy to use, secure, and most people are done within three minutes. Our process guarantees fast approvals, if eligible!
What are you waiting for? If you need a loan quickly, apply with Fundo and you could have the funds in your PayID-enabled bank account within 60 seconds (after loan contract acceptance)!
There’s nothing more fast and convenient than a Fundo loan!
No! Rest assured, there will be no pressure to repay your loan immediately upon receiving your next paycheque. We strive to ensure that you are in a better financial position in the end, as we take our responsibilities as lenders seriously. When it comes to repaying a small, short-term loan between $500 and $2,000, you have various options available that can range from 5 weeks to 20 weeks.
A medium loan between $2,000 and $5,000 can be repaid over a maximum duration of 26 weeks. Your loan agreement will outline the repayment schedule and any associated fees in a clear manner. If you have any questions regarding your terms, please feel free to reach out to us during our office hours. We are here to assist you!
We understand your concerns – the last thing you need is another credit check adding to your existing credit history challenges. Fundo is here as your dependable partner, assessing your eligibility for an urgent loan without the necessity of a formal credit check. We will pose a few questions, and all we ask in return is your honest and straightforward answers. This allows us to assess if obtaining a small cash loan is a suitable option for you and whether you can manage the repayment without encountering any financial difficulties. It’s important for us to understand your current income situation and the various sources contributing to it, whether that be from employment, freelancing, or any government assistance you may be receiving. If you meet all our eligibility criteria, you have a strong likelihood of receiving approval for a small cash loan.
We offer a range of flexible options. You can opt for weekly, fortnightly, or monthly payments. You can pay using BPAY or our online portal, or set up direct debit (this helps avoid late or dishonour fees.) You can also make additional repayments without penalty fees.
Making weekly payments over a shorter period can effectively reduce fees; however, it is important to note that this approach will result in higher installments each time. It’s up to you to strike a comfortable balance between lower fees and/or higher repayment installments.
If you ever have trouble or difficulty paying back your small cash loan, please contact us as soon as possible during our office hours.
You can call us on 1800 161 391 between 9am - 6pm Monday to Friday, 9am-5pm on Saturdays or 9am-1pm on Sundays (AEST.) You can also use the live chat with a Fundo team member during our office hours. Outside of our office hours, email hello@fundo.com.au and we’ll get back to you as soon as we can.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 6 months with a fortnightly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
