$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

There are plenty of reasons why you may be looking for a personal loan within minutes – an unexpected bill, a wedding gift you forgot to account for, or even a last-minute summer vacation you couldn't afford to miss – because it's not always easy to cover the bill. 

A traditional lender could take hours to process your application, which costs you valuable time and effort, not to mention that you could spend days filling out forms, further complicating the process.

The Fundo loan application process is streamlined and straightforward, so you can apply for a loan within minutes from anywhere you are. Find out more about how you can get a loan with us thanks to our 100% online system.

Is it possible to get loans online within minutes? 

Depending on the lender that you approach and the type of loan you apply for, the time it takes will vary. Some non-traditional lenders can give loans quickly because they charge higher interest rates or require collateral. 

At Fundo, we offer personal loans that can be applied for in just a few minutes. We offer loan options for those inquiring about ‘personal loans small’ and ‘quickest personal loans’, and we make it easy to apply for loans online as long as you meet the basic requirements. To qualify for a Fundo loan, you must:

  • be at least eighteen years old;
  • be a citizen or tax-paying resident of Australia;
  • show proof of regular income of at least $300/week, excluding government benefits;
  • ensure repayment deadlines are met; and
  • not put undue financial pressure on yourself.

If you’re worried that your less-than-stellar credit will affect your ability to get a loan with us, there’s no need to worry. While we do credit checks as responsible lenders, it is just one of several factors we take into consideration when evaluating your loan application. As long as you meet our simple criteria and show your ability to pay off your loan, you may be approved and get your loan within minutes.

Fundo treats all loan requests with care and will never reject one unless there is a very good reason to do so. If you have a more complicated financial situation, feel free to get in touch with us to discuss your options. 

Instead of searching for ‘quick online loans instant approval’ and ‘instant short term loans’ online, you can look to Fundo to get a loan within minutes that fits your financial situation today!  

Where is the best place to get emergency funding?

A quick internet search for terms related to ‘emergency loan within minutes’ can yield mixed results that may or may not have an adequate solution. While we can’t say for certain where the best place to get emergency funding is, we encourage you to consider Fundo if you need a personal loan.

If your search history is filled with terms like ‘loans same day approval’ ‘loan quick approval’ and similar ones, Fundo may be the right option for you. Our loans can be used to fill sudden gaps in your budget when you have to pay for unexpected expenses. We also offer borrowers fun and interesting benefits in addition to our loan products, which you can discover on our self-service dashboard.

From this dashboard, it will be easy for you to keep track of your loan, make payments, and see when your payments are due. You'll also be given information about improving your financial health and habits, which is an important part of what we want for our borrowers. 

Moreover, we also have the Fundo Credit Score, which is a credit score system that’s influenced by the financial decisions you make with an outstanding Fundo loan. If you make repayments on time, apply for a loan without any concurrent loans, or recommend us to friends or family, you will increase your Fundo Credit Score. The higher your Fundo Credit Score, the higher the likelihood of your next Fundo loan getting approved.

How quickly do online lenders respond to loan applications?

How long you have to wait depends on when you send in your loan application and how long it takes the online lender to process it. While many non-traditional lenders have systems that allow them to respond to applications online, they may have slower or inconsistent response times. 

At Fundo, you can submit your application at any time of the day. If you submit within business hours and you get approval, we’ll transfer the money to your account ASAP, and you can even get your loan within minutes. Even if you submit your application after our hours, we’ll still get to it first thing the following day. 

If you are interested in learning more about our loans, loan eligibility requirements, or even advice on which loans will work best for your situation, please don't hesitate to contact us. We are available to speak with you by phone (02 9066 9660) or email (

When you have a complex financial situation, finding loan options can be challenging. We understand that unique circumstances can affect this, and we’ll do what we can to help. Instead of looking for an instant loan online, you can turn to us and potentially get a loan within minutes.

Get a loan today at Fundo!
Disclaimer: Please keep in mind that, unless otherwise stated, none of the opinions and information in this article should be construed as financial advice or recommendations. Furthermore, we reserve the right to change the commentary's views at any time.