$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.


Loans can be the best option when you need emergency funds. However, some lending providers can make it difficult for people to apply for a loan quickly.

In the event you need quick cash, Fundo can help. We offer quick cash loans and can even offer same-day loans to qualified borrowers.

If you’re curious about how our loans work, here is some information you’ll want to read up on.

Is it better to apply for loans online or through a bank?

Generally speaking, technology has made most filing processes available online, so it depends on what you're looking to do with your loan.

If you’re looking for fast money loans for a one-time expense or a small emergency, then bank-type loans may be excessive for your needs due to their strict eligibility requirements.

That’s where Fundo’s last minute loans come in. Our eligibility requirements are simple and straightforward: you must be at least eighteen years old when you apply; be an Australian citizen or permanent resident; be earning at least $500 a week, excepting government benefits or pensions; and be able to demonstrate a plan for completing your loan in case it’s approved.

If you meet these requirements, then you’re good to go for the application. Complete the application form on our website, hit send, and if you submit your application during business hours, we may get back to you on the same day with our assessment or approval.

What are the easiest loans to get in Australia?

At Fundo, we offer short term loans, no check loans, fast cash loans, and same day loans, all of which share a very easy, 100% online application and approval process.

Our loans can be taken out for a minimum of $500 or a maximum of $5,000 and paid back with weekly repayments. These loans are ideal for people seeking genuinely short-term loans that can be used to pay off one-off expenses.

How do I improve my chances of getting approved for a loan?

At Fundo, getting a loan is made easier thanks to our simple eligibility process. We’re built on responsible lending, so as long as you can show us that you can comfortably make your repayments, the more likely you are to be approved.

The Fundo Credit Score also gives you better chances at getting better offers on loans or getting your next loan online approved faster. When you refer us to your friends or family, leave us a positive review, or make your repayments right on schedule, you improve your Fundo Credit Score.

You can even use the Fundo self-service dashboard to grow your credit score further. The self-service dashboard features real-time account updates, which you can monitor from your phone anywhere and anytime. The dashboard also offers expert tips and suggestions for financial wellness, so you can better manage your Fundo online cash loans.

The Fundo Credit Score and our self-service dashboard are just two of the many featured services and products available for your perusal. Loans are a great way to improve your quality of life if they are used wisely. Whether it’s education loans or payday loans, there’s surely a loan product that suits your needs.

We’ve made our fast, small loans more accessible by considering more factors about a borrower’s ability to complete their loans beyond just credit scores. When we review applications, we also prioritise your ability to make your repayments.

We make loaning fun here at Fundo, so what are you waiting for? Apply for a loan now!

Disclaimer: The opinions expressed in this article are solely for informational and entertainment purposes and should not be considered financial advice. Commentary views can change without notice at any time.