Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Loans can be the best option when you need emergency funds. However, some lending providers can make it difficult for people to apply for a loan quickly.
In the event you need quick cash, Fundo can help. We offer quick cash loans and can even offer same-day loans to qualified borrowers.
If you’re curious about how our loans work, here is some information you’ll want to read up on.
Generally speaking, technology has made most filing processes available online, so it depends on what you're looking to do with your loan.
If you’re looking for fast money loans for a one-time expense or a small emergency, then bank-type loans may be excessive for your needs due to their strict eligibility requirements.
That’s where Fundo’s last minute loans come in. Our eligibility requirements are simple and straightforward: you must be at least eighteen years old when you apply; be an Australian citizen or permanent resident; be earning at least $1,000 per fortnight, excepting government benefits or pensions; and be able to demonstrate a plan for completing your loan in case it’s approved.
If you meet these requirements, then you’re good to go for the application. Complete the application form on our website, hit send, and if you submit your application during business hours, we may get back to you on the same day with our assessment or approval.
At Fundo, we offer short term loans, fast cash loans, and same day loans, all of which share a very easy, 100% online application and approval process.
Our loans can be taken out for a minimum of $500 or a maximum of $10,000 and paid back with weekly repayments. These loans are ideal for people seeking genuinely short-term loans that can be used to pay off one-off expenses.
At Fundo, getting a loan is made easier thanks to our simple eligibility process. We’re built on responsible lending, so as long as you can show us that you can comfortably make your repayments, the more likely you are to be approved.
The Fundo Customer Score also gives you better chances at getting better offers on loans or getting your next loan online approved faster. When you refer us to your friends or family, leave us a positive review, or make your repayments right on schedule, you improve your Fundo Customer Score.
You can even use the Fundo self-service dashboard to grow your credit score further. The self-service dashboard features real-time account updates, which you can monitor from your phone anywhere and anytime. The dashboard also offers expert tips and suggestions for financial wellness, so you can better manage your Fundo online cash loans.
The Fundo Customer Score and our self-service dashboard are just two of the many featured services and products available for your perusal. Loans are a great way to improve your quality of life if they are used wisely. Whether it’s education loans or payday loans, there’s surely a loan product that suits your needs.
We’ve made our fast, small loans more accessible by considering more factors about a borrower’s ability to complete their loans beyond just credit scores. When we review applications, we also prioritise your ability to make your repayments.
We make loaning fun here at Fundo, so what are you waiting for? Apply for a loan now!
Disclaimer: The opinions expressed in this article are solely for informational and entertainment purposes and should not be considered financial advice. Commentary views can change without notice at any time.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.