Loans
Same day funds up to $5,000
Same day funds up to $5,000
Loans can be the best option when you need emergency funds. However, some lending providers can make it difficult for people to apply for a loan quickly.
In the event you need quick cash, Fundo can help. We offer quick cash loans and can even offer same-day loans to qualified borrowers.
If you’re curious about how our loans work, here is some information you’ll want to read up on.
Generally speaking, technology has made most filing processes available online, so it depends on what you're looking to do with your loan.
If you’re looking for fast money loans for a one-time expense or a small emergency, then bank-type loans may be excessive for your needs due to their strict eligibility requirements.
That’s where Fundo’s last minute loans come in. Our eligibility requirements are simple and straightforward: you must be at least eighteen years old when you apply; be an Australian citizen or permanent resident; be earning at least $500 a week, excepting government benefits or pensions; and be able to demonstrate a plan for completing your loan in case it’s approved.
If you meet these requirements, then you’re good to go for the application. Complete the application form on our website, hit send, and if you submit your application during business hours, we may get back to you on the same day with our assessment or approval.
At Fundo, we offer short term loans, no check loans, fast cash loans, and same day loans, all of which share a very easy, 100% online application and approval process.
Our loans can be taken out for a minimum of $500 or a maximum of $5,000 and paid back with weekly repayments. These loans are ideal for people seeking genuinely short-term loans that can be used to pay off one-off expenses.
At Fundo, getting a loan is made easier thanks to our simple eligibility process. We’re built on responsible lending, so as long as you can show us that you can comfortably make your repayments, the more likely you are to be approved.
The Fundo Credit Score also gives you better chances at getting better offers on loans or getting your next loan online approved faster. When you refer us to your friends or family, leave us a positive review, or make your repayments right on schedule, you improve your Fundo Credit Score.
You can even use the Fundo self-service dashboard to grow your credit score further. The self-service dashboard features real-time account updates, which you can monitor from your phone anywhere and anytime. The dashboard also offers expert tips and suggestions for financial wellness, so you can better manage your Fundo online cash loans.
The Fundo Credit Score and our self-service dashboard are just two of the many featured services and products available for your perusal. Loans are a great way to improve your quality of life if they are used wisely. Whether it’s education loans or payday loans, there’s surely a loan product that suits your needs.
We’ve made our fast, small loans more accessible by considering more factors about a borrower’s ability to complete their loans beyond just credit scores. When we review applications, we also prioritise your ability to make your repayments.
We make loaning fun here at Fundo, so what are you waiting for? Apply for a loan now!
Disclaimer: The opinions expressed in this article are solely for informational and entertainment purposes and should not be considered financial advice. Commentary views can change without notice at any time.
Safe
and Secure. 3 min
application²
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Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
