Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Do you need cash fast? Coming up with $500 to $10,000 can be difficult, especially if we need it right now. There could be heaps of reasons why we need loans for quick cash, like car expenses such as rego bills, insurance renewal, excess, or car repairs you can’t put off until later. We might need to cover medical bills or dental surgery that won’t wait. We all need our whitegoods and appliances to work - and if they break down, they need immediate replacement. The same goes with our laptops and smartphones - we can’t run our lives without them! Urgent travel, education expenses, and home repairs might turn up and it’s up to us to cover the bill fast with cash we often don’t just have lying around.
If you are having trouble coming up with a substantial amount of money to cover these immediate and unavoidable expenses, stress less! Fundo is here to help you with loans for quick cash ranging from $500 to $10,000. We offer an easy to use, 24/7 online Fundo Dashboard for quick applications - we estimate you’ll be done and dusted within three minutes!
If we give you the tick of approval and you agree to your loan contract, you could have the funds in your bank account and ready to spend in 60 seconds, provided your bank account is PayID enabled (also known as Osko or NPP.) Yes, it really is that simple!
First of all, you need to figure out if you’re eligible. We use four baseline criteria for all our applicants:
If that sounds like you, you can begin your fast Fundo application right now!
All you need is any recent web-enabled device (must support the latest security protocols like HTTPS) and you’ll be on your way to having the cash deposited in your bank account as soon as possible! It’s fast, it’s secure, and it’s safe!
Have bad credit? Don’t worry - Fundo has helped countless Australians in dire need of quick cash to cover immediate expenses, even if they have less than stellar credit. We work with you to ensure you get the short term loan you need.
We also offer clear and easy to understand loan terms and conditions, all presented up front. There’s no pressure to accept a loan agreement even if you’re approved. If you have any questions, don’t understand a part of the agreement, or need to talk to someone, you can call us during office hours Monday to Friday during our office hours (9:00 a.m. to 6:00 p.m.), Saturday (9:00 a.m. to 5:00 p.m.), or Sunday (9:00 a.m. to 1:00 p.m.). Prefer to type? Use our live chat, connected to one of our friendly Fundo staff members. Or, you can email us at hello@fundo.com.au and we’ll contact you as soon as we can.
Why wait? If you need a loan for quick cash, apply now and if you have PayID and agree to the loan contract, you could have the funds to spend within 60 seconds!
Absolutely not! This is where Fundo is on your side. All fees and charges, including conditional fees that depend on specific circumstances, are clearly outlined in your loan agreement. Transparency and clarity are fundamental elements of our offerings. When you apply for a loan with Fundo, you will gain a clear understanding of the fees, repayment schedules, and interest rates from the very beginning. We believe in transparency, so there are no hidden fees here! We provide clear loan agreements that define your responsibilities as a borrower, ensuring you are always informed about what to expect.
No - you have flexible options when it comes to paying back a loan. This depends on how much you borrow. When borrowing between $500 and $2,000, you have the option to select a repayment period ranging from a minimum of five weeks to a maximum of 20 weeks. If you borrow an amount exceeding $2,000 and reaching up to the $10,000 limit, you will have a repayment period ranging from nine to 26 weeks. Our goal is to ensure that you are in a stronger financial position when you leave than when you arrived - that’s the commitment we uphold at Fundo.
To begin, please provide your name, address, phone number, and email. We will discuss your income and expenses as well. We may ask about your job history or income to assess your eligibility for a quick cash loan. Once your approval is complete, we kindly request your bank account information. If you are receiving support from Centrelink, we will kindly request your Centrelink details. Remember, honesty is your best policy. We need you to be upfront so we can help you out of your financial jam.
Can I apply even if I am on Centrelink or other benefits?
Absolutely! We provide small loans to individuals facing challenges with bad credit, as well as those who are receiving Centrelink or government benefits. If you find yourself in urgent need of cash and feeling uncertain, Fundo is ready to assist you with small and medium loans that range from $500 to $10,000.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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