Need Cash Now
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Need cash now? We don’t mean in a couple of days or even next week - but right now as in today? At Fundo, we’ve helped thousands of Australians get the cash they need in a dire emergency.
Life doesn’t always go our way. We may be hit with bills that need us to come up with a significant sum of money we simply don’t have - or may be coming, but is too far away to make an impact. You may have immediate demands for payment such as car repair or home repair - something you absolutely need and cannot live without. Appliances such as your fridge, washer, dryer, computer, or TV might break down and need quick replacement, which also means coming up with a significant amount of money, fast. You may be hit with large and urgent medical or dental bills - or insurance excesses - which also require cash lump sums to be paid extremely quickly. Travel to comfort loved ones or seize once-in-a-lifetime opportunities can also carry high price tags, and compel you to come up with money to cover the ticket as soon as possible.
No matter the reason for needing cash right now, Fundo is your partner coming in with no fuss, easy to apply for instant cash loans ranging from $500 to $5,000 with flexible repayment terms and no penalties for paying us back early. Click here to view our standard terms, interest rates, and fees. We set out all our fees and charges up front - no hidden nasties!
Our secure Fundo dashboard means you could be done within three minutes - and if approved, have your funds credited to your bank account within 60 seconds!
Our lending process has been carefully crafted to be quick, straightforward, and reliable. We have designed our online application to be enjoyable and straightforward for you. Our process is designed to be simple and straightforward, taking less than five minutes to complete. The approval process is incredibly quick, often taking just a few seconds.
At Fundo, we use an intelligent loan application system to ensure a seamless process. Submitting your application online is a breeze, whether you're using your mobile, computer, or internet enabled device. Within seconds, you'll receive an outcome, and if approved, you'll have the flexibility to choose how much you want to pay on each repayment. Simply adjust the number of repayments to suit your needs.
Rest assured, once your application is approved, we will promptly provide you with the funds you need. You can submit your application at any time, day or night, and we strive to quickly transfer the funds to your bank account. Rest assured, we understand the importance of timely assistance - and if your bank account is PayID enabled, you could have the cash within 60 seconds!
We have strict eligibility criteria for small cash loans at Fundo to protect our consumers and their finances. Our criteria is as of August 2024:
Do you tick all those boxes? You can quickly apply now using the Fundo dashboard!
Why spend your valuable time searching for bad credit cash loans and quick no credit check loans when you can give Fundo a try today? It's designed to be enjoyable and straightforward, and a breeze to understand.
At Fundo, we are committed to providing assistance to individuals from a wide range of backgrounds in order to help them earn a second opportunity in the world of finance. In order to assess whether or not you are eligible to receive a payday loan, we take into account not only your past financial history but also your present financial situation. This is done in order to avoid making any unnecessary assumptions about you. As a matter of fact, when it comes to particular customers, we do not even bother to conduct a credit check if it is not needed for us. To initiate the application process, our dashboard, which is accessible at any time of the day or night, can be utilized by anybody who possesses a personal computer, a laptop, or a smartphone. In the event that you are granted the loan, the money will be transferred to your account within sixty seconds. It has never been this simple before to get the cash you need right now from Fundo!
It is essential to be aware of the hazards that are associated with urgent loans, just as they are with any other type of loan. There are a few things that you should be on the lookout for, including exorbitant interest rates, hidden fees, and the danger of getting into debt if you are unable to repay the loan on the specified schedule. In order to reduce the likelihood of these dangers occurring, it is essential to borrow only the amount that you are able to return, and to choose a reliable and well-known lender such as Fundo, which offers loan terms and conditions that are easy to understand and understand. Call us, use our live chat, or send us an email at hello@fundo.com.au during our office hours if you ever find yourself in a situation where you are unsure. We’re always here to help!
We offer a range of loan amounts from $500 to $5,000 for your convenience. You have a minimum of 91 days to pay the amount (if you so choose and can do so comfortably) or six months for amounts between $500 and $2,000, or two years for cash advances between $2,000 and $5,000.
It's important to borrow an amount that you can easily repay without causing financial strain. It's important to be mindful of borrowing money that you may struggle to repay. Doing so can potentially worsen your financial situation and lead to a challenging cycle of debt.
Your credit history or score isn’t the deciding factor in whether you are approved for an instant cash loan. When you borrow from Fundo, you'll also receive access to your personal Fundo Credit Score - a credit scoring system that is designed to be both enjoyable and straightforward to comprehend! We understand the importance of recognizing and appreciating the smart financial decisions you make when handling your Fundo loan. Boosting your credit score is a breeze when you consistently make timely payments, reduce your loans from other lenders, or refer us to your loved ones. Understanding how to improve your financial standing can be made simpler by breaking it down into manageable steps.
Understanding your Fundo Credit Score is crucial for increasing your chances of getting approved for your next Fundo loan. It may seem complicated at first, but it's actually quite simple once you get the hang of it, we promise!
Remember: we only check your credit score with your express written or verbal consent.
You can - and there’s nothing stopping you from doing so - but a cash advance from a credit card means high fees, higher interest on the advance than a purchase, and if you don’t pay back the advance and interest in a timely manner, it can add thousands, if not tens of thousands of dollars to your interest bill. If you only pay off the minimum amount each month, there’s a chance you may be paying off a cash advance for years, if not decades.
A personal loan also takes many days - or even weeks - to be processed and approved by a bank. In some cases, they may ask for collateral or an asset to be set against the loan to secure it. If you need cash now, this is not a viable option.
With a Fundo instant cash loan, you can get $500 to $5,000 deposited into your bank account within 60 seconds after a three to five minute application process. Unlike a credit card cash advance, every repayment you make gets you closer to a zero balance; if the minimum repayments on a credit card often don’t even scrape the surface. That way you can rest assured you aren’t paying more in interest and fees than what’s described in your loan agreement - everything is laid up front with a small cash loan from Fundo!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
