One Hour Loans No Employment Verification
Same day funds up to $5,000
Same day funds up to $5,000
Has a big bill you can’t defer or put off come up? Are you struggling to come up with the money to pay for it? You aren’t alone. Thousands of Australians are feeling the pinch and when an unavoidable expense comes up, they have few places to turn to get the money in a timely and fair manner.
You may feel that you are unfairly excluded from borrowing a direct cash loan because of employment verification hurdles. Not at Fundo. Fundo doesn't discriminate when it comes to approving quick cash loans ranging from $500 to $5,000 when you need it most. Best of all, you could get the cash within the hour - or even in a few minutes if everything goes through!
Whether you’ve been hit with urgent medical bills, a tyre blowout or car mechanical failure, an appliance breaking down, your laptop acting up, or your kids or your own education bills calling, Fundo can help. You can apply for an instant cash loan between $500 to $5,000 with a transparent fee structure, regular repayments with no surprises, and all the fees and charges laid up front. You can apply, get approved, read the contract and decide that Fundo isn’t for you. There’s no obligation to proceed if you don’t want to.
We will ask you a bunch of questions about your current income and expense situation - but we don’t require you to submit payslips or employment verification. We approve loans to people on Centrelink or other government benefits - as long as you meet our basic lending criteria, you can apply for an itty bitty Fundo loan and get back on track!
As responsible lenders that take our duty of care for customers with the utmost respect, we impose four basic eligibility criteria before anyone can apply using our easy to use and super secure Fundo dashboard.
Number one: You must be living in Australia.
Number two: You must be over the age of 18.
Number three: You must be earning at least $1,000 per fortnight, Centrelink benefits OK.
Number four: You must be able to verify your income, if we ask.
That’s it! If that sounds like you, you can head over to the Fundo dashboard and make your application. On average, customers are done within three minutes or fewer. If you’re approved and you agree to the terms of the loan agreement, you could have the funds deposited into your PayID enabled account and get your loan within minutes - even under 60 seconds!
If you’re worried about your employment situation - or even if you have bad credit - Fundo can help. Use our Fundo dashboard to get started and you’ll be on your way to getting a flexible and fair loan between $500 and $5,000! Don’t wait - Fundo it and get back on track!
In many cases, we can provide no credit check loans for people with bad credit. We'll only take a look at your credit if you say it's okay. We have our own friendly methods to help you see if you qualify for a same day loan. This process may take a bit more time, and you might notice a small delay in receiving your cash, particularly if it's outside of business hours. We put in our best effort to get you the cash you need as quickly as possible because we understand how pressing certain expenses and bills can feel!
Once we have the information you need, or we can give you what you’re looking for to move ahead, we’ll make sure to process everything in the fastest time possible.
Most of our systems are automated and can make a determination on the spot. If your situation is a little more complicated, we’re here for you from Monday to Friday during our office hours, which are 9:00 a.m. to 6:00 p.m. On Saturday, we’re available from 9:00 a.m. to 5:00 p.m., and on Sunday, you can reach us from 9:00 a.m. to 1:00 p.m. If you prefer, feel free to give us a call or chat with us live during these hours. We're here to help!
To begin, we simply need your name, address, phone number, and email address. We really appreciate you sharing that with us! We’ll also ask you a few questions about your income and expenses right now. Don't worry about getting it exactly right; a rough estimate will do just fine! We may ask you about your job history or the source of your income to ensure you qualify for an instant cash loan. Once everything gets the green light, we’ll just need your bank account details.
Remember, honesty is super important! We're here for you, and to provide the best support, we just need to understand the real details of your financial situation. You can help yourself by helping us! It goes a long way.
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.