$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

If you’re in a financial bind, it can be a stressful and overwhelming experience. You may be feeling pressure to come up with the funds you need as quickly as possible in order to meet your financial obligations or cover unexpected expenses. 

In situations like these, getting online loans fast can be a lifeline, providing you with the financial support you need to get through a difficult time. 

If you’re in need of fast cash and are looking for a way to get the funds you need quickly and conveniently, online loans with Fundo are an option worth considering.

Do loan applications differ depending on the lender?

Loan applications can vary by lender, with some having different requirements for credit score, income verification, collateral, rates, and terms. It’s important to compare options and research lenders’ policies on customer service before trying to get loans for cash.

To be eligible for online loans fast with Fundo, all borrowers must:

  • be eighteen years old or older;
  • be an Australian citizen or permanent resident;
  • earn at least $300/week in regular income, excluding government benefits;
  • demonstrate an ability to meet repayment deadlines; and
  • not place yourself under undue financial strain by borrowing from Fundo.

If you meet our eligibility requirements, you could be approved for a loan with Fundo and get the financial support you need to meet your short-term financial goals. We offer loans ranging from $500 to $2,000 to qualified borrowers. 

Our loans come with flexible repayment periods of up to 180 days, giving you the flexibility to pay back the loan at a pace that works for you. Plus, our loans come with no hidden fees or charges, so you’ll know exactly what you’re paying and when. 

Are online loan applications easier to complete?

Yes, online loan applications are generally easier to complete than traditional ones. One of the reasons why is that online applications for instant cash loans can be completed quickly and easily from the comfort of your own home. 

At Fundo, we make it easy to apply for a loan. Simply visit our homepage and click on the ‘Apply Now’ button to begin the process. From there, you’ll be guided through a series of prompts that will help us determine your eligibility for a quick money loan. 

If you qualify, we’ll send you your unique loan agreement and do our best to get the funds in your account as soon as possible. When you apply and get accepted for a loan within business hours, there is a possibility of getting the funds on the same day, depending on your nominated bank.

We approve applications from Monday to Saturday, and our online form is available 24/7, so you can apply for a quick online loan with us whenever it’s convenient for you.

Managing your loans and taking control of your finances should be easy with Fundo. We offer a self-service dashboard that gives you access to all of the information you need about your account in one place. 

With your personalised account dashboard, you can view and update your account, make or reschedule repayments for your online loans fast, and easily keep track of your loan information, including your balance, duration, and payment dates. 

You can also use your dashboard to earn points and check your Fundo Credit Score, which can help you qualify for future loans and receive special discounts and benefits. By giving you easy access to your account information, we aim to make it simple and convenient for you to manage your online loans with Fundo.

What could cause my loan application to get declined?

There are several reasons why a fast cash loan online application may be declined. These include poor credit history, insufficient income, a lack of collateral, high levels of debt, and inconsistencies or errors in the loan application. 

If your loan application is declined at Fundo, it may be because you do not meet our eligibility criteria. To increase your chances of being approved for online loans fast in the future, we recommend reviewing our eligibility requirements and working to improve any areas that may be holding you back. Once you have taken steps to meet our requirements, you are welcome to reapply for a loan with us.

Another way to improve your chances of getting a quick small loan with us is by utilising your Fundo Credit Score.

You see, we understand that a traditional credit score may not always accurately reflect a person’s creditworthiness. That’s why we’ve developed our own credit scoring system, the Fundo Credit Score. This system rewards borrowers for paying their easy quick loans early or on time, as well as for sharing feedback and referring friends to Fundo. 

By participating in these activities, you can improve your Fundo Credit Score and increase your chances of being approved for a fast online loan with us.

So if you need a cash loan now, don’t just rely on your traditional credit score – take control of your creditworthiness by building a solid Fundo Credit Score and apply for online loans fast.

Get quick cash when you need it most with Fundo.

As a private lending institution, Fundo is different from traditional banks in that we offer short-term and instant short term loans to approved applicants, even if they have less-than-perfect credit. This is because Fundo understands that life can be unpredictable, and sometimes people need access to funds quickly in order to meet their financial obligations. 

Fundo is an Australian-owned and -managed company that takes pride in making the process of obtaining online loans fast, simple, and hassle-free as much as possible. We believe in using clear and straightforward language rather than jargon or complicated legal terms so that our customers can easily understand the loan process. 

With Fundo, you can get the financial support you need without the added stress of navigating complex quick finance loan agreements.

Get a loan today with Fundo!

Disclaimer: Unless otherwise stated, the opinions expressed in this article are for educational and entertainment purposes only and should not be construed as financial advice or recommendations. Commentary views are subject to change without notice.