Overnight Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Sometimes the unexpected happens in life and it requires you to come up with a lot of cash fast - but this can prove challenging, especially during high costs of living and interest rates biting into savings. SOmetimes, we just can’t wait for payday or a bank to approve a loan or cash advance.
That’s where Fundo can help. We can help you with coming up with $500 to $5,000 - fast - and you won’t have to wait overnight! In fact, our three minute application process can guarantee approved customers will get the money within the hour, or even within 60 seconds if you have PayID enabled on your bank account! A teeny tiny loan from Fundo can help you get back on your feet in no time at all!
Once your loan application is approved, online lenders like the team at Fundo can quickly send you the money due to their efficient and streamlined processes. Sometimes, once you're approved, you might even have your loan in just 5 minutes! Now that’s much quicker than overnight! Keep in mind that the approval and funding times can vary depending on the lender, and if you have PayID on your bank account.
At Fundo, you can easily apply for our small personal loans ranging from $500 to $5,000. Our process is completely online and streamlined, making it quick and hassle-free. Plus, we offer flexible repayment options of up to 180 days – or two years for $2,000-$5,000 loans. Our application form is always open at any time, allowing you to apply for a loan whenever and wherever you want - and it takes three minutes on average!
We provide exciting and interactive perks to our borrowers, which you can explore on our self-service dashboard. With this dashboard, you'll have a blast staying on top of your loan, making payments, and staying in the loop on due dates. You'll also receive some helpful tips on how to enhance your financial well-being and develop better money management skills.
When you borrow from Fundo, you'll also get access to your very own Fundo Credit Score - our one-of-a-kind credit scoring system! It keeps tabs on and celebrates the smart financial choices you make while managing your impressive Fundo loan. By making timely repayments, reducing loans from other lenders, or referring us to your loved ones, you can boost your Fundo Credit Score. The better your Fundo Credit Score, the greater the chance of your next Fundo loan being approved.
Why waste time searching for bad credit cash loans and quick no credit check loans when you can't get a loan in 5 minutes or fewer? Give Fundo a try today!
Before the implementation of the New Payments Platform (PayID) cash from an overnight loan could take 24 hours to come through to your account - or even longer. Now, if your bank account uses PayID, you could have the funds within 60 seconds of approval! Fundo really does make life easier with a small cash loan.
The amount you can borrow from an online overnight loan lender can vary based on a range of factors, such as the lender's policies and the specific type of loan you are applying for.
Here at Fundo, we offer a wide range of loan options to cater to your financial needs. Whether you need a quick cash boost or a larger sum, we've got you covered with loan amounts ranging from $500 to $5,000. Our loans are perfect for covering a variety of urgent and unavoidable expenses - so you can stress less and rest easy.
You will have to be:
That’s it! If that sounds like you and you need an overnight loan, apply through Fundo’s easy to use dashboard today.
Interest, fees, and charges may vary depending on your circumstances, repayment plan, and amount borrowed. Interest rates can also be influenced by the Reserve Bank official cash rate, which is determined on a monthly basis. Make sure to have a blast exploring our home page and discovering all the exciting rates and charges that await you. It's a great way to get a sense of what you might be paying back in the long run. If you’re ever unsure, talk to us on the text chat or call us on 1800 161 391 during our office hours. We’re available during the day, seven days a week!
Yes - don't worry if you have a default on your credit history or low credit score; we might still be able to help you, depending on the circumstances. Our decision will depend on the nature and timing of those issues. At Fundo, we take a holistic approach to evaluating applications, considering factors beyond just your formal credit history. Fundo uses its unique scoring algorithm to assess your eligibility for a speedy cash loan.
Nevertheless, there are still instances where requests are turned down. If you have experienced financial difficulties in the past, such as bankruptcy, a Part IX debt arrangement, or a Part X personal insolvency agreement, or if you have defaulted on short-term loans or have a very negative credit history, there is a higher - but not 100% - chance that your application will be rejected.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
