$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Are you in need of quick financial assistance? You might be looking for terms like ‘pay day loans online’  or ‘Australia payday loans’ online, thinking that your options for fast financing are limited to payday loans.

Payday loans, while seemingly convenient, can be a risky financial decision that can leave you in a worse financial position than before. These loans, which are designed to provide quick financial assistance, often come with high interest rates and fees that can make it difficult to pay them back in a timely manner. 

That’s where Fundo comes in. 

At Fundo, we offer a faster and simpler alternative to wage advance loans. By providing you with our short-term online loans with flexible repayment options, we can help you find the financial support you need without the added stress and cost.

How do I increase my payday loan amount?

Generally, there are several ways to increase the amount of your quick payday loan, such as applying with a reputable lender, providing collateral, or negotiating with your current lender. Additionally, improving your credit score may also increase your chances of getting higher unsecured payday loans. Note that the usual maximum loan amount for payday loans in Australia is $2,000.

It’s important to carefully consider the terms and rates of different options and seek advice from a financial advisor or debt counsellor if needed instead of merely looking up ‘pay day loans online’ when you have a sudden cash gap.

With Fundo, you can apply for a loan between $500 and $2,000, regardless of your credit score. Unlike most lenders, your credit score plays a small role in our decision-making process. Our focus is more on your demonstrated ability to repay your loan.

On that note, we also have a few other criteria for those interested in taking out a loan with us. To be eligible for a loan with Fundo, all borrowers must:

  • be over eighteen years old;
  • be an Australian citizen or permanent resident;
  • earn at least $300/week in regular income, excluding government benefits;
  • demonstrate an ability to meet repayment deadlines; and
  • not place yourself under undue financial strain by borrowing from Fundo.

To apply, please visit our homepage and click on the ‘Apply Now’ button. The application process can be completed online at any time, as our form is available 24/7, and we process applications from Mondays to Saturdays. 

If you are approved, we will send you an agreement and do our best to get the funds into your account as soon as possible, typically within the same day, so you can stop looking up ‘pay day loans online’ for your financial gap.

Can I ask for more money on an existing payday loan?

Generally, no. Payday loans are typically short-term, high-interest loans that require repayment in full on your next payday. As such, you should know before you look up ‘pay day loans online’ again that the amount borrowed is usually fixed, and it is not usually possible to ask for an increase in your current payday cash loan amount. 

We understand that life can be unpredictable, and sometimes you need fast cash without the hassle of lengthy application processes or long wait times for approval. That’s why we specialise in providing online loans fast.

Whether you need to loan money online for a dental loan, an educational loan, or other reasons, we give you the freedom to choose how much you need during the application process as long as it’s within our range. We also offer flexible repayment terms of up to 180 days.

Additionally, at Fundo, we believe in rewarding good financial behaviour. That’s why we’ve created our own credit scoring system that recognises when you pay your online loan early or on time, leave feedback, or refer friends to us. 

The higher your Fundo Credit Score, the greater your chances of being approved for future Fundo loans. We also offer special discounts and benefits to borrowers with improved Fundo Credit Scores. 

What is the best way to pay off multiple loans?

At Fundo, we understand the burden of managing multiple debts and the stress it can cause, and we’re aware of how often people turn to searching for phrases like ‘pay day loans online’ in hopes of finding a way to settle multiple loans.

That’s why we offer debt consolidation loans as a solution. With a debt consolidation loan, you can combine all of your outstanding debts into a single loan, possibly with a lower interest rate and more manageable monthly payments. 

This can make it easier to pay off your debts and improve your financial situation. Don’t let multiple debts weigh you down – consider a debt consolidation loan from Fundo to help you get back on track instead of looking up ‘pay day loans online’ on your search engine.

In line with this, we also offer a self-service dashboard so you can easily take control, manage your account, and stay on top of your loan today.

Using this feature, you will be able to view and update your account information, schedule or reschedule repayments, and view your loan details, including your balance, payment dates, and loan duration. Additionally, you can check your Fundo Credit Score on your dashboard.

Find out how Fundo can help you with a quick and easy loan.

At Fundo, we believe that everyone deserves access to financial assistance when they need it, regardless of their credit history. That’s why we offer quick and easy loans to approved applicants, even if they have a less-than-perfect credit score, so they don’t have to settle for pay day loans online anymore.

We are an Australian-owned and -managed company, so you can trust that we understand the needs of our fellow Australians. We take the fuss and complications out of small loans with no jargon or confusing legal talk. We want to make borrowing simple and straightforward, so you can focus on using your loan to achieve your financial goals.

So if you need a quick small loan to help you through a tough financial patch, look no further than Fundo. We’re here to help you get the financial assistance you need without all the hassle.

Get a loan today with Fundo.

Disclaimer: Unless otherwise specified, the opinions expressed in this article are strictly for general informational and entertainment purposes only and should not be taken as financial advice or recommendation. Any commentary views are subject to change without notice at any time.