$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Have you ever found yourself in a sudden financial gap? Like you, many Australians find themselves in this situation, which is why many people search for ‘payday advance apps Australia’. But rather than endlessly scrolling through the internet for payday advance app options, turn to Fundo for fast and hassle-free online loans tailored to your unique needs and situation. 

Whether you’re dealing with a surprise expense or need a little extra cash for purchases that just can’t wait, look no further than Fundo. We’ve streamlined our loan process to make it easier for you to apply for online money loans in Australia, wherever you are. You don’t have to worry about piles of paperwork or taking time off your busy schedule – you can apply from your home in just minutes.

If you want to apply for loan online, you may have questions related to ‘payday advance apps Australia’. Here are a few common questions about ‘payday advance apps Australia’ that we’ve answered that you might find helpful.

Is it safe to borrow money online or from payday advance apps?

When considering alternatives to ‘payday advance apps Australia’, it’s important that you fully understand the terms and conditions of any lender before committing to a loan. This can help reduce risks and surprises with your loan. Some things to consider when evaluating a lender include the fees and interest rates they charge, the repayment terms and schedule, and any additional charges. 

At Fundo, we take a transparent approach to lending and are committed to customer satisfaction. Our dedicated team will gladly walk you through the terms and conditions of a loan so you can enjoy full confidence when you apply for a loan with us. Our innovative user interface also lets you get an instant and clear breakdown of all the fees involved in the loan and the repayment details. 

Additionally, we follow responsible lending legislation regarding our fees and ensure that they are in line with industry standards. This is one of the many ways we ensure our borrowers are treated fairly, are fully aware of the full costs associated with their small personal loans, and ultimately feel safe working with us. 

How quickly do loan applications get processed by payday apps?

Those searching for ‘payday advance apps Australia’ may also wonder about how quickly loan applications can be processed. The process depends on the lender and the specific loan product being applied for. Some applications may be processed fast and disburse funds within a matter of days, while others may take longer.

When you apply for money loans online at Fundo, you get a better chance of receiving a decision faster since our process is fully online and streamlined. You can apply conveniently from home, submit your application in minutes, and receive a loan decision as soon as our team has completed reviewing your application. 

To help speed up the loan application process, make sure that you meet our eligibility requirements before applying: 

  • You must be at least eighteen to apply for a loan.
  • You must be a citizen or a tax-paying resident of Australia.
  • You must earn at least $300 weekly in regular income, excluding government benefits.
  • You must be able to demonstrate the ability to make repayments on time.
  • You should not place undue financial pressure on yourself by borrowing from Fundo.

The application process may be quick and straightforward if you are eligible for a loan at Fundo. You will only need to submit some basic information about your income, government benefits, identification, and bank account online. Please note that you may still be required to provide additional documentation or information as part of our loan application process. 

Do payday loans have higher interest rates?

You may be curious about the interest rates when looking up ‘payday advance apps Australia’. Interest rates on payday loans can vary depending on the lender and the specific loan product being offered. Some lenders may offer lower interest rates than others, and some may offer special promotions or discounts that can help reduce the overall cost of the loan. 

At Fundo, we take a holistic approach to assessing loan applications – not just focusing on credit scores – to ensure that borrowers are offered competitive loan terms that are appropriate for their financial situation. We consider a variety of factors, such as your credit history, income, debts, and ability to repay the loan. 

This also helps us ensure that we provide our borrowers with responsible and sustainable lending solutions and that our borrowers are not taking on more debt than they can realistically handle.

Because we are committed to helping you manage your loan repayments most efficiently, we give you access to a self-service dashboard. You can view your loan information, manage your repayments, track your loan progress, track your Fundo Credit Score, and so much more.

The Fundo Credit Score is our unique credit scoring system. With a good Fundo Credit Score, you can get a better chance of getting your future Fundo loans approved. On the dashboard, you’ll find tips on improving your Fundo Credit Score. For example, you can refer us to your friends and family, leave reviews, pay your repayments on time, and minimise the loans you get from other lenders. 

Don’t waste time looking up ‘payday advance apps Australia’ when you need a loan. Take a few minutes today to submit your Fundo application – apply now! 

Disclaimer: The information provided in this article is intended for general informational and entertainment purposes only. It is not intended to be used as financial advice and should not be relied upon as such. The views expressed in this article are subject to change without notice at any time and are not a substitute for professional financial advice.