$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Are you looking to get a payday in advance to help with unexpected expenses like medical bills, car repairs, or appliance replacements? It can be stressful to deal with a financial pinch when you have urgent needs that need to be paid for. When your fridge breaks down, or you need to travel on short notice, you may not have enough to wait until your next payday, which is why you might be considering a payday in advance.

At Fundo, we offer small, short-term loans with flexible repayment terms, quick turnaround times, and an easy-peasy online loan application process. You can apply online from any device in the comfort of your own home.

What is the difference between online payday loans and ones from banks?

An online payday in advance and a loan from banks in Australia have some key differences. 

Banks in Australia are typically subject to more stringent regulations, so they may ask for more documentation and other requirements before approving a loan. Their loan process can also take weeks, which could be a disadvantage when you need funding within a short timeframe. 

Online loans, whether they be cash advances, payday loans, or personal loans (like those provided at Fundo), are usually offered by non-traditional lenders or alternative lenders. They are typically offered for shorter terms and more flexible repayment terms than those from a bank. Another key difference is that alternative lenders tend to release funds for approved applicants faster compared to traditional lenders, which is convenient for those who need to borrow money today.

Fundo’s platform eliminates the need for lengthy paperwork or in-person meetings. A short online form is all that is required to get things rolling. Our application and review processes have been streamlined to ensure a smooth experience for you. Being prepared with the following information can help you complete our online form as quickly as possible:

  • details of your regular income;
  • details of your government benefits, if any;
  • proof of identity (e.g. Australian driver’s licence, Proof of Age Card, passport); and,
  • bank account details, including your Bank, Account Name, BSB, and Account Number.

Is it a good idea to apply for payday loans if I need emergency money?

Applying for a payday in advance can be a viable option if you find yourself in an emergency financial situation and need quick access to money. However, it is important to understand the risks associated with this type of loan before making a decision.

Payday loans typically have higher fees than traditional loans, and these types of loans can create a cycle of debt if you are not able to pay off the loan promptly. Therefore, it is important to consider all of your options carefully before deciding to apply for a payday loan.

If you’re looking for a 2000 dollar loan, applying for a payday in advance isn’t your only option. Fundo has straightforward requirements to qualify for one of our short-term personal loans.

  • At the time of your application, you must be at least 18 years old.
  • You must be an Australian citizen or resident who pays taxes.
  • You must earn a minimum of $300 per week in regular income, exclusive of government benefits.
  • You must be able to show your ability to meet repayment deadlines.
  • Taking out a loan with Fundo should not place undue financial pressure on you.

What are some good alternatives for payday loans in Australia?

Payday loans can be a convenient way to get access to funds in a pinch, but they can also be expensive and difficult to manage. In Australia, there are a variety of alternatives to a payday in advance that could be more suitable for you.

Using credit cards for cash advance transactions can be a viable choice, but the interest is usually charged daily with strict repayment terms.

Our personal loans at Fundo can also be an alternative to payday loans. They are designed to help you cover sudden and unexpected expenses that you may be dealing with. You can use them for anything from emergencies to unplanned holidays.

Choosing Fundo as your lender also grants you access to some of our exclusive features, like the Fundo Credit Score.

The Fundo Credit Score is a unique tool designed to reward our clients for responsible borrowing habits.

Unlike the one you might have with the credit reporting bodies, you can increase your Fundo Credit Score by making your repayments on time or early, writing reviews, and referring your friends to Fundo. The more you use Fundo, the more you can boost your score.

A higher Fundo Credit Score allows you to improve your chances of being approved for loans in the future. You can even get access to special discounts.

Our user-friendly account dashboard allows you to easily keep track of your score and make or reschedule repayments. We also use the dashboard to send you financial wellness pieces that you can refer to throughout your personal journey to financial health, whether you’re curious about weekend loanssecured payday loans, or same day cash advances.

Instead of sifting through internet results looking for a payday in advance, apply for one of our quick short term loans here at Fundo.

Disclaimer: It should be noted that the opinions expressed in this article are strictly for informational and entertainment purposes only and are not intended as financial advice or recommendations. Any commentary views are subject to change without notice.