$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Many people have been searching online for ‘personal loan instant approvals’ and ‘instant quick loans’ due to the increasing demand for quick and convenient access to funds. In today’s fast-paced world, Australians are often looking for ways to get fast cash to cover emergency expenses or pay for unexpected bills. 

Personal loans can provide quick access to funds without having to wait for the lengthy application process of a traditional bank loan. It’s no wonder that more and more people are looking for ‘personal loan instant outcomes’.

With small short-term quick loans online from Fundo, you can often get the money you need within the same day after approval, making it a great option when time is of the essence. Additionally, we also offer flexible repayment plans and no hidden fees, so you won’t have to worry about any unwanted surprises down the line.

Can online personal loans be used to purchase a vehicle?

For those looking for a personal loan – instant approval or not – you might be glad to know that online personal loans can be used to purchase a vehicle. Personal loans are a type of unsecured loan that can be used for a variety of purposes, including buying a car. When you take out a personal loan, you borrow a fixed amount of money and agree to repay it over a set period of time at a fixed interest rate. 

This can be a good option if you don’t have the cash to buy a car outright and don’t want to finance it through an auto loan, which typically uses the car as collateral. Keep in mind that the terms and conditions of personal loans may vary depending on the lender, so it’s important to do your research and shop around to find the best deal.

If you need a smaller short-term loan today, Fundo offers flexible personal loans that can be used for a variety of purposes, including minor vehicle repairs or upgrades. We make the process of applying for a loan easy and stress-free. After your application is approved, you can receive the funds directly into your bank account, sometimes within the same day.  

With Fundo’s flexible terms, you can be sure to find a loan that meets your needs without breaking the bank, so you won’t have to rely on the results from searching ‘personal loan instant outcomes’ online.

Do I need to show proof of income to get a personal loan online?

Whatever your reason for applying for a personal loan – instant outcomes available or not – proof of income is usually required. Lenders need to assess an individual’s ability to make the necessary loan repayments by taking into account their current and future financial situations. By providing proof of income, lenders can determine the borrower’s capacity to pay back the loan on time. 

Apart from requiring proof of income, lenders also seek to gain an understanding of the borrower’s financial history, such as whether they have any outstanding debts or other commitments that may impact their ability to repay the loan. This information helps lenders determine the risk associated with lending to the borrower. 

Finally, lenders want to verify that the borrower’s identity and other personal details are correct. This helps to ensure that the borrower is who they claim to be and can be contacted should the lender need to do so.

With Fundo, we won’t make you jump through hoops, present heaps of documents, or visit a physical branch. All you have to do is fill out an online application and provide information about your personal data, contact info, income, and employment. You can apply 24/7, and we process applications from Monday to Saturday, so you can be sure of quick turnaround times.

What are the requirements for a personal loan online?

The requirements for a personal loan online in Australia will vary depending on the lender and type of loan you are considering. When searching for ‘personal loan instant’, it is important to remember that each lender has their own set of criteria, which you should always check before applying.

Fundo has minimal requirements to qualify for a loan application.

You just have to be at least 18 years old. You must also be currently employed, either full- or part-time, with an income of at least $300/week, in order to qualify. We do not accept applications if your entire income comes from government benefits or pensions.

Above all else, the foundation of Fundo is responsible lending, so you’ll need to show that you can afford to make your payments on time. If we find there is any risk that borrowing money from Fundo could put you under any further financial stress, we do not recommend that you apply for a loan at this time.

To increase your chances of approval, you can boost your Fundo Credit Score, which is our way of rewarding good financial behaviour. This is your unique score with us and is completely independent of your credit score with any credit bureau. It encapsulates your entire borrowing history with us at Fundo. You can boost your score by leaving reviews, referring your friends, and paying early or on time.

We also have a self-service interactive dashboard where you can view your score, make and reschedule repayments, and get financial wellness advice on topics like ‘easiest place to get a loan’ and ‘immediate cash loans’.

So if you’re in need of a teeny tiny loan, there’s no need to keep searching for ‘personal loan instant’ or ‘need money now Australia’. Apply for a loan with Fundo today!

Disclaimer: Unless otherwise stated, the views represented here are for educational and entertainment purposes only and are not intended as financial advice or recommendation. The views expressed here are subject to change at any time.