$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

In recent years, the search for ‘personal loans online Australia’ has increased significantly. It can be hard to deal with unexpected expenses, and sometimes you need quick cash to tide you over. Many individuals may be seeking to consolidate their debts, cover emergency expenses, finance a vehicle or home renovation, or take advantage of other opportunities that require quick access to funds.

Instead of searching for ‘personal loans online Australia’ or ‘loans fast approval’, you can take out a small, short-term loan at Fundo. Our loan products can be used for a wide range of purposes. We offer flexible repayments, no hidden charges, and a streamlined loan process. 

What is the advantage of getting a personal loan online in Australia?

Getting ‘personal loans online Australia’ can provide several advantages. One of the main benefits is the convenience and ease of access that online lenders like Fundo provide. When applying for a personal loan online, you can fill out the application form and submit your documents from the comfort of your own home. This saves time and money, as you don’t have to visit a physical location. 

Another reason that people search for ‘personal loans online Australia’ is the speed at which the application process can be completed. Online lenders are able to offer a fast turnaround rate, so you can get closer to the funds you need much quicker than with traditional lenders.

We take great pride in our streamlined online loan application process at Fundo. To get started, you just need to fill out the application form on our site with:

  • information on your recurring revenue;
  • details about your government assistance, if any;
  • proof of identity (e.g. Australian driver’s licence, proof of age card, passport); and,
  • bank details (bank name, account number, and BSB).

How quickly can a personal loan get funded if I apply online?

The amount of time it takes for ‘personal loans online Australia’ to get funded depends on several factors, including the lender's internal processing times and the type of loan you are applying for.

We accept applications on our site 24/7, so those looking for weekend loans can apply with Fundo online anytime, anywhere. Our loans are processed Monday through Friday, 9 a.m. to 6 p.m., and Saturday, 9 a.m. to 5 p.m. We will also transfer your money as soon as you get approved.

This means that if your loan application is approved during these periods, you can likely receive your funds on the same day, subject to the processing time of your nominated bank account. However, if you submit your application near the end of or outside our business hours, you can expect a loan decision within twenty-four hours or on the next business day.

Do I need a deposit when applying for a personal loan?

If you are in search of ‘personal loans online Australia’, you might be concerned about the requirements for a deposit.

A deposit for a loan is an amount of money that the borrower puts down up front when borrowing a loan. Certain types of loans, such as home loans, are more likely to require a deposit. 

Generally, the larger the loan amount, the more money will be required. It serves as a type of security for the lender and helps to offset the risk of granting a loan. It also serves as a sign of commitment from the borrower to pay back the loan. 

Fundo’s small personal loans require no deposit. When you apply for a loan with us, you’ll provide information about your financial situation, and Fundo will determine whether you are eligible. 

To qualify for a quick fast loan with us, you have to meet the following requirements:

  • You have to be at least eighteen years old at the time of application.
  • You must be an Australian citizen or a tax-paying resident.
  • You must make a regular income of at least $300 per week, excluding government benefits.
  • You must demonstrate that you can make your repayments on time.
  • Taking out a loan from Fundo should not put you under undue financial stress.

Our borrowers can benefit from our exclusive features like the Fundo Credit Score, which is our way of rewarding our customers for acts of good borrowing behaviour. This score is a reflection of your entire borrowing history with us and is completely independent of your previous credit history with credit reporting agencies. We use it to determine your likelihood of being approved for future Fundo loans.

You can check your Fundo Credit Score, make loan repayments, and even make changes to your repayment schedule, all from our user-friendly dashboard. To help you on your way to financial stability, we'll also provide helpful tips on matters like ‘What are cash advance apps Australia?’ and ‘How to find same day instant loans?’ through the dashboard.

With our services at Fundo, you can finally stop poring over the search results for ‘personal loans online Australia’. Apply for simple and easy cash loans with us today!

Disclaimer: Unless otherwise stated, the opinions presented in this article are solely for the enjoyment and knowledge of the reader and should not be construed as financial advice or recommendations. Any views expressed in these comments may change at any time and without notice.