Quick Cash Payday Loans

When a big bill hits or an unexpected expense comes up, it can be tough to come up with a substantial amount of cash to cover it. Especially if all your pay has been spent on utilities, subscriptions, rent/mortgage, or car repayments and the next cycle doesn’t hit for a couple of weeks - or even worse - next month.

Fundo understands the need for a direct cash loan to pay for unexpected expenses. This might be to repair your car, fix a broken down appliance, pay for an urgent medical or dental procedure, emergency travel, or get a bond sorted if living arrangements are no longer ideal.

With Fundo, you can borrow a fast cash loan ranging from as much as $500 to $5,000. Fundo has helped thousands of Australians with payday loans that are flexible, transparent, and easy to manage.

If you’ve had bad credit in the past, don’t stress. We work hard to get approval for bad credit customers. there’s nothing worse than being in dire straits and not having help when you need it. We work with you to gain approval for a quick loan.

Better yet, if you’ve used our Fundo Dashboard before, you can be done within three clicks. First time users are done within an average of three minutes - how’s that for fast approval for a cash loan! If you accept your loan contract and your bank account is Osko/PayID enabled, you could have the funds hit your account within 60 seconds! Yes! It really is that easy to get a teeny tiny loan with Fundo.

Am I eligible for a quick cash payday loan?

Before you begin, you need to self-assess your eligibility for a quick cash payday loan. As of December 2024, you will need to be:

• An Australian resident
• Over the age of eighteen
• Earning at least $1,000 per fortnight (Centrelink accepted)
• Able to verify your income, if asked

If that sounds like you, feel free to start your easy and secure application process on the Fundo Dashboard. Remember to answer all the questions honestly and to the best of your ability. We’re here to help you overcome the shortfall in your funds with a quick cash loan from Fundo!

Quick Cash Payday Loans FAQs

Do I need to pay back the loan when I get my next paycheque?

No, you won’t be pressured to pay back your loan as soon as you get another paycheque. Our aim is to leave you financially better off at the end as we’re responsible lenders. When it comes to repaying a small, short term loan between $500 and $2,000, you have options that can stretch from 5 weeks to 20 weeks. Making weekly payments over a shorter period can help lower fees, but it does mean that your payment amounts will be higher each time. A medium loan ranging from $2,000 to $5,000 can be repaid over a maximum period of 26 weeks. Your loan agreement will clearly show you the repayment schedule and any fees involved. If you have any questions about your terms, don’t hesitate to get in touch with us during our office hours. We’re here to help!

I have bad credit. Is it possible for me to get an online cash loan?

We're here for you, especially when other lenders might say no because of bad credit. In fact, we offer no credit check loans for select customers. Don't worry, we will always ask for your permission before accessing your credit score. We take a broader view than many other lenders when deciding if you can be approved for a loan, looking beyond just your current credit situation.

Is it necessary for me to give a reason for getting a payday loan?

We'll inquire about your intended use for the payday loan because we genuinely care about responsible lending practices. We promise not to ask anything too personal, like the specific items you plan to buy or replace, such as which part of your car you’re looking to fix. Your Fundo payday loan is all about you! As long as you pay it back on time and in full, we’re here to support you every step of the way!

Can I get the funds on the same day?

For most straightforward applications and applicants using a bank account with PayID enabled, you could have the funds hit your account within 60 seconds of accepting your loan agreement.

The answer can change depending on your specific financial situation. Some customers may find that they have to complete a little extra paperwork or verification, like credit checks, before they can borrow money online.

Choosing Fundo for your loan means you can look forward to receiving your funding in no time – often on the very same day! We handle everything online, making it super convenient! Plus, our eligibility criteria are way more flexible than those of traditional short-term loan providers - so you can worry less with Fundo.

Do you need to check my credit? I have a poor credit history.

We completely get it – the last thing you want is another credit check piling onto your already bad credit history. That’s why Fundo is like your reliable partner - we work hard to see if you qualify for an urgent loan without needing to go through a formal credit check. We’ll ask you a few questions, and all we’re looking for is your honest, straightforward answers. This helps us understand whether getting a small cash loan is a good choice for you and if you can repay it without getting into any financial trouble. We need to hear about your current income situation and what sources are contributing to it, whether that's from a job, freelancing, or perhaps some government assistance. If you can hit all our eligibility criteria, there’s a more than good chance of getting approval for a small cash loan.