$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

When you find yourself in a sudden financial gap, you might search for ‘quick loans Australia’ online to look for a quick solution. However, it can be hard to find a lender that delivers. Oftentimes, traditional lenders have slow, manual processes. Other lenders might have heaps of requirements, especially if you have a complex financial situation, perhaps as a pensioner or someone with less-than-ideal credit. 

Fundo is more than just another quick cash lender in Australia. We can provide approved applicants with quick loans and short-term loans, as well as tips and advice for financial wellness – entirely online on our website!

What type of loans can pensioners apply for?

Depending on which lender, the types of loans pensioners may apply for may vary. Most lenders generally offer various types of loans related to your search for ‘quick loans Australia’ options. If you’re unsure of which loan you can apply for, we encourage you to consult your lender of choice.

Fundo offers loan options related to ‘personal loans small’ and ‘small loans quick’ to borrowers. Moreover, the details of your loan (such as repayment fees and schedules and all costs associated with the loan) are given to you upfront. We don’t try to blindside you with legal or technical jargon when you’re applying for a loan, regardless of type.

At Fundo, our application process is quick and simple and can be done 100% online. Usually, you begin by declaring the amount you want to borrow, followed by disclosing your general information. If you wish to qualify for a Fundo loan, you must: 

  • be at least eighteen years old;
  • be a permanent resident or citizen of Australia;
  • earn at least $300 per week in regular income (excluding government benefits); 
  • show that you can pay on time; and
  • must ensure you’re not placing undue financial pressure on yourself.

At Fundo, we do not allow people whose income comes solely from benefits to qualify for a Fundo loan. To be eligible, you must have a regular income from a full-time or part-time job. 

We understand that you may have complex financial situations, so we encourage you to contact us, so we can help you determine what fits your financial situation. You may also opt to submit additional documentation if you have unconventional income streams. 

Do pensioners have to pay a higher interest rate on loans?

If you ever searched for ‘quick loans Australia’ or ‘instant short term loans’ online, you may have noticed varying interest rates on loans. The interest rate can depend on various factors, including the loan term, the type of loan, and the borrower’s credit score. If you are a pensioner, the lender may consider your current income and recent credit history in determining your interest rate. 

With Fundo, while we do credit checks, your credit score only plays a small role in your loan application, and we consider your whole financial situation when making a loan offer for you. 

What sets Fundo apart?

Instead of looking for payday cash advances or ‘quick loans Australia’ online, Fundo loans can help you cover sudden gaps in your budget when you encounter unexpected expenses. You’re likely to find small, short-term loans that fit your needs with Fundo.

Apart from quick loans online, we also offer a range of benefits that educate borrowers in a fun and engaging manner about sound financial habits.

Through Fundo’s self-service dashboard, we offer convenience and fast approvals, setting us apart from other lenders. Through your dashboard, you’ll be able to manage your loan and repayments easily. Among other things, you’ll find information on financial wellness and improvement, an important part of our borrowers’ vision. 

Moreover, you’ll get a Fundo Credit Score based on our unique credit scoring system. Your Fundo Credit Score will increase if you make timely repayments, leave a review, or recommend Fundo to friends and family. You can also improve your score if you choose Fundo as your primary loan provider. You are more likely to be approved for a future Fundo loan with a higher Fundo Credit Score.

How much can customers on benefits borrow from a loan?

Depending on the lender, customers on benefits may borrow varying loan sizes – usually, this can be determined as a percentage of their benefits. The loan size and loan conditions for ‘quick loans Australia’ and other similar options vary for different lenders. 

At Fundo, we offer small, short-term loans up to $2,000, with flexible repayment terms of up to 180 days. Our loans can be used for different situations and may be ideal for unexpected cash gaps or emergencies, like a vehicle repair or minor renovations for your home.

Contact us, and let’s understand your situation and find out what we can do to help. If you would like more information on our loans, loan eligibility requirements, or even advice on which loans are best for your current situation, please feel free to contact us at any time. We’re available by phone ((02) 9066 9660) or email (

Whenever you’re looking for ‘quick loans Australia’ or fast loans online, consider your financial wellness. Consider applying at Fundo for a teeny tiny loan today!

Disclaimer: Unless otherwise stated, the information and opinions in this article are for entertainment and informational purposes only and should not be construed as financial advice or recommendations. We reserve the right to change any commentary views at any time.