QUICK PAY LOANS
Same day funds up to $5,000
Same day funds up to $5,000
Got big bills to pay? No time to get the money together? You might go to your bank for a loan or overdraft - but this can take significant time, time that you simply don’t have. For a quick pay loan that won’t break the bank and will get you back on your feet in no time flat - try Fundo fast funding for small loans between $500 and $5,000!
Hundreds of Australians experience financial difficulties at one time or another. A larger than expected utility bill might come out of nowhere; you might need urgent car or appliance repairs; replacement of electronics you depend on; travel you can’t avoid and need to make right now; medical and dental bills; and education or work expenses. If you need a loan that’s quick and easy, look no further than Fundo!
Experience the ease and efficiency of Fundo’s online application, which you can complete in just a few minutes from the comfort of your own personal space, whenever it suits you - as long as you have web access, you can apply! You can conveniently handle everything online, so there is no need to visit a physical branch or call during narrow business hours (Our office hours are wide open - we’re available every day of the week!)
After your application receives approval, you can expect to have the funds in your account within 60 seconds of accepting the contract, provided you have a PayID-enabled bank account. While your bank may not support PayID, rest assured that the funds typically arrive within a few hours or by the next business day. (If it hasn’t hit your account within this timeframe, please contact us!)
We are committed to ensuring complete transparency around loan terms and fees. Our online platform provides a clear breakdown of all the costs related to your loan, ensuring clarity and eliminating any surprises. You will have a total understanding of what to expect before making any commitments. If you aren’t sure, you can talk to us. You don’t have to follow through with any loan you’ve applied/been approved for - it’s always up to you!
Our online application system is designed with in-built strong security measures and encryption, guaranteeing that your personal and financial information remains as safe as possible when applying for a small loan online.
Before you apply, make sure you match our minimum lending criteria. The criteria is:
If that sounds like you, you can move forward with your application right now! $500 to $5,000 deposited directly into your bank account with flexible repayment terms that suit your budget.
Don’t delay - get a quick pay loan from Fundo today. Start your application and you could have the funds deposited into your PayID-capable bank account within 60 seconds of agreeing to your loan contract!
Fundo offers clear and transparent loan agreements in plain English, and we understand that some customers may have questions regarding the terms, fees, or repayment schedule. If you have any uncertainties regarding your loan agreement, it is essential to seek clarification before moving forward. Our friendly team is here to address your questions and assist you in understanding the details, ensuring you feel confident in making your instant cash loan decision.
Our current office hours are Monday to Friday (9:00 a.m. to 6:00 p.m.), Saturday (9:00 a.m. to 5:00 p.m.), or Sunday (9:00 a.m. to 1:00 p.m.). You can talk to us directly on 1800 161 391 or use our live text chat. You can also email us any time: hello@fundo.com.au.
Not necessarily. Your credit will only be checked with your express permission. We have established many alternative methods to determine your suitability for a same day loan. Please be aware that this process may take a bit more time, and there could be a slight delay in receiving your cash, particularly if it occurs outside of business hours. We are dedicated to ensuring you receive the cash you need promptly, as we understand the urgency that certain expenses and bills can bring.
Once we have the necessary information or can provide you with what you need to proceed, we will ensure everything is processed quickly. You may soon find yourself receiving your funds in just 60 seconds (provided you agree to your loan contract and have a PayID enabled bank account)!
NOTE: we do not lend to recent bankrupts or people who are subject to a Part IX or X debt agreement.
Yes! You can receive funds from Fundo on weekends and public holidays, as our loan approval, contract acceptance, and funding process is fully automated. Upon approval of your application, and if your bank account is compatible with PayID, you will be able to receive the funds within 60 seconds of Fundo approval and contract acceptance. You can access your loan without being restricted by regular banking hours, which makes Fundo a dependable choice for quick cash when you need it most.
Though we aim to help as many people as possible with securing fast small loan funding, there are ways to help the chances you’re approved for a loan now and into the future.
It is important to maintain sufficient funds in your accounts to cover the direct debits for your loan repayments. Failing to do so may result in a late payment record and a dishonour fee, in addition to potential overdraft fees from your bank or credit union. By committing to this practice, you will enhance your opportunities for securing funding when needed, while making a positive impact on your overall financial wellbeing.
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 6 months with a fortnightly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.