Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Got big bills to pay? No time to get the money together? You might go to your bank for a loan or overdraft - but this can take significant time, time that you simply don’t have. For a quick pay loan that won’t break the bank and will get you back on your feet in no time flat - try Fundo fast funding for small loans between $500 and $10,000!
Hundreds of Australians experience financial difficulties at one time or another. A larger than expected utility bill might come out of nowhere; you might need urgent car or appliance repairs; replacement of electronics you depend on; travel you can’t avoid and need to make right now; medical and dental bills; and education or work expenses. If you need a loan that’s quick and easy, look no further than Fundo!
Experience the ease and efficiency of Fundo’s online application, which you can complete in just a few minutes from the comfort of your own personal space, whenever it suits you - as long as you have web access, you can apply! You can conveniently handle everything online, so there is no need to visit a physical branch or call during narrow business hours (Our office hours are wide open - we’re available every day of the week!)
After your application receives approval, you can expect to have the funds in your account within 60 seconds of accepting the contract, provided you have a PayID-enabled bank account. While your bank may not support PayID, rest assured that the funds typically arrive within a few hours or by the next business day. (If it hasn’t hit your account within this timeframe, please contact us!)
We are committed to ensuring complete transparency around loan terms and fees. Our online platform provides a clear breakdown of all the costs related to your loan, ensuring clarity and eliminating any surprises. You will have a total understanding of what to expect before making any commitments. If you aren’t sure, you can talk to us. You don’t have to follow through with any loan you’ve applied/been approved for - it’s always up to you!
Our online application system is designed with in-built strong security measures and encryption, guaranteeing that your personal and financial information remains as safe as possible when applying for a small loan online.
Before you apply, make sure you match our minimum lending criteria. The criteria is:
If that sounds like you, you can move forward with your application right now! $500 to $10,000 deposited directly into your bank account with flexible repayment terms that suit your budget.
Don’t delay - get a quick pay loan from Fundo today. Start your application and you could have the funds deposited into your PayID-capable bank account within 60 seconds of agreeing to your loan contract!
Fundo offers clear and transparent loan agreements in plain English, and we understand that some customers may have questions regarding the terms, fees, or repayment schedule. If you have any uncertainties regarding your loan agreement, it is essential to seek clarification before moving forward. Our friendly team is here to address your questions and assist you in understanding the details, ensuring you feel confident in making your instant cash loan decision.
Our current office hours are Monday to Friday (9:00 a.m. to 6:00 p.m.), Saturday (9:00 a.m. to 5:00 p.m.), or Sunday (9:00 a.m. to 1:00 p.m.). You can talk to us directly on 1800 161 391 or use our live text chat. You can also email us any time: hello@fundo.com.au.
Not necessarily. Your credit will only be checked with your express permission. We have established many alternative methods to determine your suitability for a same day loan. Please be aware that this process may take a bit more time, and there could be a slight delay in receiving your cash, particularly if it occurs outside of business hours. We are dedicated to ensuring you receive the cash you need promptly, as we understand the urgency that certain expenses and bills can bring.
Once we have the necessary information or can provide you with what you need to proceed, we will ensure everything is processed quickly. You may soon find yourself receiving your funds in just 60 seconds (provided you agree to your loan contract and have a PayID enabled bank account)!
NOTE: we do not lend to recent bankrupts or people who are subject to a Part IX or X debt agreement.
Yes! You can receive funds from Fundo on weekends and public holidays, as our loan approval, contract acceptance, and funding process is fully automated. Upon approval of your application, and if your bank account is compatible with PayID, you will be able to receive the funds within 60 seconds of Fundo approval and contract acceptance. You can access your loan without being restricted by regular banking hours, which makes Fundo a dependable choice for quick cash when you need it most.
Though we aim to help as many people as possible with securing fast small loan funding, there are ways to help the chances you’re approved for a loan now and into the future.
It is important to maintain sufficient funds in your accounts to cover the direct debits for your loan repayments. Failing to do so may result in a late payment record and a dishonour fee, in addition to potential overdraft fees from your bank or credit union. By committing to this practice, you will enhance your opportunities for securing funding when needed, while making a positive impact on your overall financial wellbeing.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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