Quick Small Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When you need cash fast in Australia, there’s nowhere better than getting an itty bitty loan from Fundo. Australian owned and operated, Fundo are regarded as one of the best places to get a small cash loan ranging from $500 to $5,000 with a 4.8/5 score on Google and 4.7/5 score on Product Review - and we also won the ProductReview.com.au 2022-23 award for best Short Term Loan provider in Australia!
With thousands of Aussies trusting Fundo for their short term loans to cover them in an emergency, why wait to join them? Click to use our simple and secure Fundo dashboard and get set up with a teeny tiny loan in minutes!
When you get approved, you could have the funds in your account within 60 seconds! That’s way better than a same day loan!
Don’t delay - apply now! You could have the money in your account within 60 seconds of approval!
When faced with an emergency, a short-term loan is often the most suitable option. Short-term loans are created to give you fast access to funds, and they usually have shorter repayment terms than other types of cash direct loans. At Fundo, loans ranging from $500 to $2,000 have six month loan terms max, while loans from $2,000 to $5,000 have two year loan terms max.
At Fundo, our quick cash loans are not only substantially more flexible than a traditional personal loan, but they're also unsecured. That means you don't have to worry about signing over any assets, like property or vehicles, to have your tiny loan. This ultimately gives you a chance to relax and handle unexpected expenses or unavoidable financial burdens so you can get on with things faster.
Additionally, we can provide you with a loan that is tailored to meet your immediate financial needs. No matter what kind of emergency you're facing, our user-friendly Fundo dashboard allows you to easily apply for a quick loan. You can request a credit amount ranging from $500 to $5,000, which is more than sufficient to cover expenses like unexpected overseas travel costs, whitegoods replacement, or urgent vehicle maintenance.
If you're an Australian citizen or resident over the age of 18, make at least $1,000 in taxable income each week and are in dire need of fast online loans, then you've come to the right place with Fundo. Our process is designed to be both fun and straightforward, ensuring that you have a great experience from start to finish. Plus, our terms are incredibly favourable, so you can enjoy peace of mind while using the credit we provide. Stress less and get it covered with Fundo!
If everything goes smoothly and there are no extra steps needed, you'll receive your funds within 60 seconds of approval, as long as you promptly agree to the loan contract and your bank account has PayID enabled. If you aren’t sure, contact your bank or credit union.
Better yet, customers with an active Fundo account and a Fundo credit score can also enjoy the convenience of getting cash in their account just 60 seconds after their application is approved.
We may need additional information about your financial circumstances as part of our responsibility as lenders. If that's the case, we'll reach out to you – or you can call or use our live text chat - during our business hours, which are Monday to Friday from 9.00 a.m. to 6.00 p.m., Saturday from 9.00 a.m. to 5.00 p.m., or Sunday from 9.00 a.m. to 1.00 p.m.
After we receive the necessary information, we'll process it as soon as possible. You could be on your way to receiving your funds within the day – perhaps in as little as 60 seconds!
We happily offer no credit check loans to eligible customers, as we understand the importance of making the process painless and easy to understand. For anyone looking to apply for finance or a financial product, such as a mobile phone plan, it's important to provide explicit consent for a bank or accredited agent to conduct a credit inquiry or credit check.
Just so you know, we'll only go ahead and check your credit if you give us the green light. However, we have our own methods for determining eligibility for a same day loan, such as the Fundo credit score.
This process may take a bit longer and you might experience a slight delay in receiving your cash, especially if it's outside of business hours. Our top priority is to ensure that you receive the cash you need as soon as possible!
We kindly request information regarding the purpose of your quick cash loan, as it is important for us to ensure responsible lending practices and that we’re doing right by you - our valued customers. We won't ask too many personal questions, as we highly respect your privacy. However, it's important to determine whether it's being used for pressing medical or dental expenses, necessary car or appliance repairs or replacements, home repairs or renovations, urgent travel, and other similar needs. Relax - there are no wrong answers - so you too can get a quick small loan with Fundo!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
