$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Many people turn to the internet to search for same day cash loans online Australia-wide when they are in a financial pinch. These loans can provide a fast and convenient way to access money when needed, often with minimal paperwork and quick approval times. 

We understand the interest behind online searches for ‘same day cash loans online Australia’, as the right loan at the right time can be a lifesaver when it comes to covering short-term cash flow problems like medical bills, car repairs, home renovations, and other ​​unexpected expenses.

At Fundo, we know that it’s not just an easy cash advance that you need, but peace of mind. That’s why aside from providing small short-term loans that can be paid back over a short period of time, we also offer flexible repayment options, so you can customise your loan duration and repayment schedule. We also make it quick and easy to apply online with our streamlined process.

Do I need to pay an establishment fee for same day loan applications?

If you’re looking for the cheapest cash loans available, take note that depending on the lender and loan option you choose, you may be required to pay an establishment fee when applying for a same day loan. Generally, these fees are charged by lenders to cover the costs associated with processing and assessing the loan application.

With Fundo, there are only two fees: a one-time flat establishment fee at the beginning of the loan period and a monthly fee throughout the term of your loan, both of which are flat upfront rates calculated based on your principal. 

This means that unlike other options that may pop up when you’re searching through same day cash loans online Australia-wide you can decide whether or not a loan is right for you before you even apply. As long as you make your repayments on time, you won’t have to worry about any other additional fees.

To qualify for one of our short-term loans, you need to meet the following requirements:

  • You must be at least eighteen years old at the time that you submit your application.
  • You must be a citizen or tax-paying resident of Australia.
  • You must earn at least $300 per week in regular income, excluding any benefits from the government.
  • You must demonstrate an ability to meet repayment deadlines.
  • You must not place undue financial pressure on yourself by borrowing from Fundo.

Are same day cash loans online also funded during weekends?

Having searched for same day cash loans online Australia-wide, you might already know that small short-term loans online are typically intended to provide borrowers with quick access to funds when they need them most. Depending on the lender, some may offer loans on weekends, while others may not.

In case you are looking for ‘weekend loans’ or ‘24/7 instant loans’, we accept applications on our website seven days a week at any time of the day or night. All you need to do is click on the ‘Apply Now’ button and fill in some basic information about yourself such as:

  • details on your regular income;
  • details about any government assistance you may receive;
  • proof of identity (e.g. Australian driver's licence, proof of age card, passport); and,
  • bank account details, such as your bank name, account name, account number, and BSB.

We process loan applications from Monday to Friday, 9 am to 6 pm, and Saturday, 9 am to 5 pm. If you submit your application and receive an approval within these hours, you can likely get your money within the same business day. If you submit after hours or on a Sunday, your application will still be promptly processed in the next 24 hours or the next business day. 

This way, you no longer have to endlessly scroll through all the options for same day cash loans online Australia has to offer.

How can I check the status of my same day loan application?

If you are considering ‘same day cash loans online Australia’, remember that checking the status of your application is an important step in the borrowing process because it provides you with the assurance that your lender is processing your loan request in a timely and accurate manner. Moreover, checking the status of your application can help you determine when funds will be available and when repayments will begin.

We make it easy to stay on top of your online loan – no matter when you need to manage it. With Fundo, you get access to an interactive self-service dashboard that allows you to take charge of your account. You can easily review your loan details, make repayments, and adjust your repayment schedule. 

Additionally, you can earn points to raise your Fundo Credit Score. Your Fundo Credit Score accounts for your entire borrowing history with us and is separate from your traditional credit score from any credit bureau. We use it to reward our customers for good borrowing behaviour. Our team also uses it to determine your likelihood of getting a Fundo loan in the future.

The probability that your loan applications will be accepted increases with your score. By submitting reviews, introducing friends, and making on-time or early repayments, customers can engage with their score and raise it over time.

As part of our commitment to our clients, we frequently post financial health tips through the dashboard, including what to watch out for when it comes to ‘secured payday loans’ to ‘loans for the unemployed on benefits’.

There’s no need to keep on stressing yourself out by searching through all the same day cash loans online Australia has to offer. Apply for a quick fast loan with us at Fundo today!

Disclaimer: The opinions expressed in this article are strictly for the purpose of general informational and entertainment purposes only and are not intended to serve as financial advice or recommendations unless otherwise stated. The comments are subject to change at any time without notice.