SAME DAY LOAN
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
We all have obstacles in life. Some come at us so fast we barely have time to pick ourselves and dust ourselves off. It only takes a moment: a car breakdown, an injury, an appliance hitting the skids - but the fallout can be costly, especially when it's urgent.
If this sounds like you, you may need funds fast. Coming up with a significant amount of money - upwards of $500 for example - can be challenging for many Australians.
Fortunately, Fundo is here to help with same day loan ranging from $500 to $5,000 to cover urgent expenses that you just can’t avoid. This could be fixing your car so you can go to work; replacing a laptop that’s broken down and won’t boot up again; sudden medical bills or expenses; rental bonds or moving expenses; kids’ education bills such as camps or excursions; urgent travel for emergency or compassionate reasons; or immediate replacement of appliances such as fridges or microwaves you can’t live without. You can cover it all simply and easily with a Fundo small cash loan.
Whatever the reason, taking out a same day cash loan with Fundo is easy! In fact, if you accept your loan agreement and are approved for a loan, you could have the funds in your account within 60 seconds, if you have PayID (Osko) enabled.
First of all, you need to fulfil our lending criteria. These are designed to protect consumers from taking on too much debt. Remember: we’re here to make you better off financially than before you took on the loan!
The criteria for 2025 are as follows:
If you meet all those requirements, you can apply on the same day and go from urgently needing money to having it all settled within a minute! To begin, you need to enter your vital details via the Fundo Dashboard. This includes your personal information, ID, and financial and banking details. Once verified, we’ll notify you of approval, send over your loan agreement, and once you accept, you’ll have the funds into your account straight away - in 60 seconds if you have a PayID enabled bank account!
Bad credit? Don’t sweat it! We have provided hundreds of Australians with impaired or poor credit with instant cash loans. We want to help as many people as possible and say YES more often!
You have the option to borrow amounts ranging from $500 to $5,000, with flexible terms. There are fixed fees or interest, and all charges are clear, so you know exactly what to expect from the start. Everything at Fundo is transparent and upfront. It's simply straightforward - just how fast cash loans ought to be!
Worried about your credit score? Don't worry at all! Sometimes, Fundo skips the traditional credit check. We take a look at your current financial situation and how well you can repay the loan. This method allows more people to apply for our loan, even if their credit history isn't ideal and you’re on a fixed income. Fundo is here to help!
The amount you can borrow from banks or financiers is influenced by a few key factors, such as your credit score, whether you’re purchasing something (like a car) and your current income.
The amount of money you can borrow may also depend on the lender's specific policies and procedures. When you take out a small cash loan, just keep in mind that there could be some additional costs, such as closing costs, insurance premiums, and other fees. Knowing about these can really help you plan more effectively!
With Fundo, you can borrow anywhere from $500 to $5,000, and you don’t need to be purchasing something - you could just need some extra cash until payday, for example.
Fundo makes it easy for you to get quick money loan with flexible repayment options that fit your needs perfectly. Once you receive the go-ahead, all you need to do is pay an initial setup fee along with a monthly fee. These are capped at certain limits by government legislation.
Feel at ease with us - we give you all the fees and charges upfront in easy to understand language. It’s just how Fundo does right by you!
Our internal analytics has shown that it takes the average user about three minutes to enter their details, get a result, sign off on their loan agreement and have the funds hit their account. Remember, your bank account needs to be PayID enabled (also known as Osko and NPP.) If you are unsure, talk to your bank or credit union.
We strive to make sure that all the details in your loan agreement are presented in a clear and straightforward manner. Make sure you really understand any agreement before you say yes, even if it's from your friends at Fundo!
If you need assistance, feel free to reach out to us by emailing hello@fundo.com.au, calling 1800 161 391, or using our live text chat. We're here to help! Our friendly team is ready to help you from 9am to 6pm on weekdays, 9am to 5pm on Saturdays, and 9am to 1pm on Sundays (AEST).
Of course! If you can demonstrate steady income from Centrelink, NDIS, Veterans Affairs, or any other government pension, you could qualify for a quick cash loan. We assess your eligibility using our secure Fundo dashboard, which is accessible around the clock. Just answer a few straightforward questions about your financial situation and let us take care of the rest!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 6 months
$400 establishment fee, interest at
47.80% p.a. (comparison rate 63.29% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 6 months with a fortnightly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
