$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Getting a small fast loan approved right away can be stressful, especially if you need the funds right away.

It’s an unfortunate cliché among other lenders to take a long time or require many documents from their borrowers. The result is a negative experience for the borrower, who’s probably in need of the money for an urgent financial situation.

We at Fundo want to help change that image. With our 100% online applications and widened target demographic for our loan products, Fundo aims to make small fast loan products more accessible to Australians who need them.

Don’t just take our word for it, though – read on for more information on why fast quick loans are a practical call to make.

What types of small loans can I borrow online?

You’ll be glad to know that there’s a specific category of loans that makes online applications possible.

Such loans are called personal unsecured loans. Personal unsecured loans don’t require collateral to secure the loan and can offer loanable amounts as low as $500. With a personal loan, you can cover the costs of home repairs or purchases that cannot be avoided or address temporary budget gaps. 

Fundo’s short-term loans fall under this category. Interest on these small money loans is also charged over a fixed term. At Fundo, this range is up to 180 days, though most borrowers typically choose between five and twenty weeks for their loan terms.

Are there loans that don’t require a lot of identification?

Small fast loan products typically only have a few eligibility requirements. With that said, below are Fundo’s eligibility requirements for our borrowers:

  • you must be at least 18 years old when applying for a loan;
  • you must be a tax-paying Australian citizen or permanent resident;
  • you must be earning at least $300 per week, excluding any government benefits or pensions;
  • you must show a demonstrable plan for repaying your loan; and
  • you won’t be placed in undue financial hardship by taking on a Fundo loan.

If you meet these requirements, then you have a good chance of getting a positive decision on your small fast loan application.

Speaking of identification, we accept government-issued identification for new loan applications, such as a passport, driver’s licence, or Medicare card. You can ask our customer care team for other valid types of ID documentation if these examples do not apply to you.

While we’re talking about application requirements: if you’re curious about your chances of getting your small fast loan approved, why not give the Fundo Credit Score a try?

The Fundo Credit Score is an interactive scoring system feature that our borrowers can use to improve their application’s chances of a faster turnaround or a possible better offer for new cash loans online. You can improve your score by leaving reviews, recommending us to friends, peers, or family, and repaying your loan on time or earlier.

The better your score, the more likely we’ll approve your application for cash loans fast.

Am I eligible for online loans if I work part-time?

Yes, you may be eligible for a loan with us if you earn at least $300 every week, whether from a part-time or full-time job. At Fundo, we do our best to consider every person’s earning capacity because we understand that each person’s circumstances are unique and complex. 

We encourage our borrowers to have a primary source of income separate from any government allowances or benefits. While we do accept pensions and government benefits as supplemental income, we may ask you to reapply at a later time if you rely solely on such benefits for income.

If you have more questions about our eligibility requirements, please reach out to us during our business hours and ask. Our customer service team is available Mondays through Saturdays.

Speaking of customer support, try out our self-service dashboard. This dashboard, accessible twenty-four hours a day via most mobile devices, shows you updates on your account. From your cash loan terms, repayment schedules, payment history, and other account information, the dashboard is a great organisation and management tool, especially for new borrowers.

The self-service dashboard will also show you financial wellness advice for free, which you can use for your fund or small fast loan management.

With added-value services like these, why borrow anywhere else?

More fun with small cash loans at Fundo

Fundo’s thrust is convenience and accessibility to small fast loan products for Australians – and we’re making headway on this goal. From our fully online applications and processing to our 3-Click Apply feature (which allows returning borrowers to complete a new loan application with just three clicks), you can apply for a loan easily at any time of the day.

What’s more, if you send in your application during our business hours and your application is eligible, same-day approvals and loan releases are possible. We review each application independently to give everyone a fair chance, so the earlier you can get your application in, the sooner we may be able to get to it.

From easy loans same day release to last minute loans and home renovation loan options, Fundo has something for everyone. 

Give us a try and apply for a small fast loan today.

Please note that the opinions expressed here are for entertainment and informational purposes only and should not be taken as financial advice. We reserve the right to change any commentary or view without notice.