Wage Advances
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
The unexpected can strike at the most inconvenient times. Perhaps and unfortunately your car has broken down just before you’re due to drive to a major sales conference - and payday is weeks away. You may have medical or dental bills you just can’t ignore, but every other bill has been paid for the fortnight and there’s no cash in reserve. If you can’t hold on until your next paycheque comes through, Fundo has a solution for you - a wage advance from $500 to $5,000 as a small cash loan!
We’ve helped thousands of Australians get on top of urgent and unavoidable expenses when payday seems so far away. Wage pay advances or payday loans - also known as cash advance loans in some circles - are a convenient, easy, and stress free way to take care of bills or expenses that you must pay so you can get on with life.
Fundo is here to save you time when it comes to applying for high-interest credit cards and personal loans. With Fundo, the process becomes quick and hassle-free. Applying for a small cash loan is a breeze with our three-click application system. Plus, if you're approved instantly, you'll have the funds in your account within just 60 seconds!
We have strict eligibility criteria for wage advances at Fundo in order to protect your finances and leave you better off overall. Our current wage advance loan criteria is:
If that sounds like you, you can quickly apply for a wage advance loan now using the Fundo dashboard!
There is a common belief that you can only borrow as much as your current wage when it comes to a wage advance loan. This is only a misconception - you can borrow anywhere from $500 to $5,000, depending on your needs and ability to pay back the loan. Sometimes we need a bit of extra help with a teeny tiny loan - and that’s where Fundo comes in! Our wage advance apps make the entire process easy.
Why wait? Apply now.
Payday loans are an American invention, where borrowers were expected to repay the loan by their next payday. This typically involved a check issued by the company's bank. Wage advances work on a similar principle, but loans from Fundo do not engage in these historically unfair practices. We take our responsibility as lenders very seriously and always prioritize the well-being of our customers. Our goal is to ensure that you leave with a stronger financial standing than when you first arrived.
Let's take a look at our wage advances repayment options. If you take out a small loan ($500-$2,000), you can pay it back within a minimum of 91 days. For a medium loan ($2,001-$5,000), you have up to two years to repay it. Just a friendly reminder: if you choose a longer loan term, you'll end up paying more in interest. Everything will be explained in a clear and straightforward manner in your loan agreement before you agree to the loan contract. If you ever have any questions, feel free to reach out to us at 1800 161 391 or send us an email at hello@fundo.com.au.
Here at Fundo, we do really assist people from various walks of life in obtaining a second chance in the world of money. Not only do we not judge you based on your history, but we also consider your current financial circumstances in order to determine whether or not you are qualified to receive a payday loan. As a matter of fact, regarding certain clients, we do not even bother to carry out a credit check if it is not required. Anyone with a laptop, smartphone, or PC can use our dashboard, which is available around the clock, to start the application process. You will receive the money within sixty seconds if you are approved for the loan! It’s never been this easy!
First, you need to begin the easy loan process by clicking on the Fundo dashboard. Your name, address, mobile phone number (which is essential to validate your identification), and email address are some of the fundamental questions that we will ask you before we proceed with the authentication process. In addition, we will inquire about your current income and spending situation. You are not required to provide exact cash amounts; rather, you are required to provide an honest and forthright account of how much you make and how much you spend. In the event that your application is accepted, we will additionally verify your bank information for the deposit, as well as any other checks, such as verification from Centrelink, if additional verification is required. Don’t worry – most applicants are done and dusted within 3 minutes!
You will have to apply using our dashboard first - if you’re approved and your bank account supports PayID (also known as NPP or Osko) you can have the funds transferred to your account in under 60 seconds! Thousands of Australians have relied on Fundo to get their wage advance in a flash - and that’s why Fundo small loans are highly rated by so many people online!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
