Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Has your washer stopped washing? Maybe your fridge has given up the ghost? Perhaps your split system is making you sweat or freeze when it never used to?
Without whitegoods at the ready, it can make life a huge hassle. Especially if you don’t live near coin laundries or other amenities.
No matter whether your washer, dryer, fridge, freezer, or other big ticket item like oven, stove, dishwasher, air conditioner or heater has broken down or needs replacement, you’ll likely need to come up with a big sum of money, fast. If you need a small cash loan to replace or repair your broken down or worn out white goods, Fundo can help - and you can get the money into your account within 60 seconds if you’re approved!
Fundo has assisted thousands of Australians who have found themselves needing urgent cash loans when their whitegoods have broken down and need immediate replacement. They’ve been able to borrow $500 to $10,000 in a flash - most often all on the same day or even in a few minutes!
No hidden fees, no nasty surprises - everything is laid out in Plain English when you choose Fundo for an instant cash loan!
First, you need to be sure you meet our minimum funding criteria. As of August 2024, this is:
If that sounds like you, feel free to open up the Fundo Dashboard and begin your three minute, three click application process. We’ll ask you some questions about your identity and finances - just be honest, we’re here to help! You don’t need to be accurate down to the cent, but we do need good estimates. Once we’ve figured out if you are eligible, we approve you for a small cash loan - if you have a PayID enabled bank account, you could have the whitegoods loans paid to your account electronically in under 60 seconds! It really is easy to get the funding you need from Fundo.
Lying at the core of our instant cash loans philosophy lies a strong emphasis on responsibility. Here at Fundo, we always make sure that the amount we lend you is well within your means to repay. Rest assured, we are always transparent about our cost structure, so you won't be left in the dark. Our fees are designed to be fair and reasonable, ensuring you feel confident in our services.
Just like our hassle-free cash lending process, repaying your approved loans online is incredibly straightforward. We make it simple for Australians who are in a jam due to their whitegoods breaking down to get a loan ranging from $500 to $10,000 so you may easily repay it based on your pay cycle – or any other schedule that suits your budget and financial situation.
Fundo makes it super simple for you to set up direct debits on your chosen payday. We'll even send you a friendly reminder or two before that date, just to make sure you're all set. If you ever find yourself in a situation where you think your repayment might be late, just reach out to the Fundo team and we'll be more than happy to assist you in resolving the issue. We will make sure to clearly communicate any fees associated with the changes. Remember, you can talk to us using the online chat, over the phone, or via email during our office hours, seven days a week.
At Fundo, we strive to assist as many individuals as we can, even those with less than perfect credit, despite the fact that other lenders and banks may turn them away. Applying for a small loan, ranging from $500 to $10,000, is a breeze with the user-friendly and secure Fundo dashboard. We're here to help! Checking your credit score isn't necessary for your small loan. Instead, we have our own assessment process to determine your eligibility for a small cash loan. Get ready to experience the speed and convenience of our application. In just three minutes, you'll be on your way to receiving your cash in as little as sixty seconds!
In a word: speed. After your loan application gets approved, online lenders such as the team at Fundo can swiftly send you the money thanks to their efficient and streamlined processes. Once you're approved, you could have your loan in as little as 5 minutes! How exciting is that? Wow, that's way faster than waiting until the next day! It's important to note that the approval and funding times may differ depending on the lender and whether or not you have PayID on your bank account.
Not at all! Applying for our small personal loans at Fundo is a breeze! You can borrow anywhere from $500 to $10,000 with ease. Our process is designed to be fun and straightforward, so you can easily navigate through it without any complications. Additionally, we provide you with the convenience of choosing from a range of repayment options, allowing you to comfortably pay back your loan over a period of up to 180 days. For loans ranging from $2,000 to $10,000, you have the flexibility of a two-year repayment plan. Our application form is available 24/7, giving you the freedom to apply for a quick small loan at your convenience. Plus, it only takes about three minutes on average!
For sure: You can email hello@fundo.com.au, call us on 1800 161 391, or use our live online chat on between 9am - 6pm Monday to Friday, 9am-5pm on Saturdays or 9am-1pm on Sundays (AEST.)




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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