$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

When you need money to pay for unexpected costs, especially in an emergency, it can be complicated and take a long time to borrow. As a result, looking for 24/7 instant loans that fit your financial situation is natural. 

With Fundo, you can apply for short-term personal loans quickly and easily online. We make it easy for you to get personal loans up to $2,000 with flexible repayment terms. Along with giving you a streamlined loan experience, we also help you improve your financial health. 

Get in touch with us now for more information about alternatives to 24/7 instant loans and how we can help you!

Do banks offer 24/7 instant cash loans?

While some banks offer 24/7 loans, depending on several factors, not all offer 24/7 instant loans. Traditional lenders like banks typically have lengthy manual processes. Non-traditional lenders are often more likely to provide loan options such as instant small cash loans throughout the week.

However, when choosing a cash loan option, you should consider factors other than how quickly you can get your money. Instead, selecting the loan option that fits your financial situation and needs is essential. 

Whether you’re looking for 24/7 instant loans or ‘same day instant loans’, find out what sets Fundo apart from others. 

What sets Fundo apart from others?

Even though 24/7 cash loans are becoming more common, our self-service dashboard is one of the things that makes Fundo stand out. Here, you can easily keep track of all your outstanding Fundo loans in one place.

From the same dashboard, you can check on the details of your Fundo loans, from your outstanding loan balance to your repayment schedule. You can also get advice and tips on how to improve your financial health and well-being.

We also have quick and convenient processes. If you apply and get approved within business hours, there’s a chance you can receive the money on the same day. You may also get it the following day if there are delays due to your nominated bank’s processes.

What fees do I pay when applying for 24/7 loans?

While fees are not unique to 24/7 instant loans, depending on the lender, the fees you must pay when applying for a loan can vary. Loan types, loan amounts, and lender policies can all impact the fees associated with your loan. Thus, you must figure out everything associated with your loan before finalising anything. 

One of the best things about Fundo is that everything is upfront. We ensure that all loan information and applications are easy to understand so that everything is transparent. As well as offering products like easy cash loans to suit your needs, we know everyone is in a different financial situation. 

Our ‘quick personal loan online’, ‘2000 dollar loan’, and other related loan options usually come with an establishment fee and a monthly fee based on the amount you borrow.

When you need immediate funds, you don’t have to settle for the results of searching ‘24/7 instant loans’ online. You can find a fast short-term loan option with Fundo. Our customer service team is also happy to help and answer any questions during regular business hours. 

Are lending rates for late-night loans more expensive?

Lending rates may vary from lender to lender. Some institutions may offer late-night loans or 24/7 instant loans that are more expensive than others.

In addition to being clear about our fees, Fundo also makes the requirements for our loan applications easy to find and use. Our online application form is available 24/7, so you can apply whenever and wherever you want, even late at night, from your own home. While we do not offer 24/7 instant loans, we offer fast decision-making processes and outcomes.

We help you get closer to the money you need quickly and responsibly through our easy-to-understand loan requirements. To qualify for a Fundo loan, you must:

  • be at least eighteen years old;
  • be a permanent resident or citizen of Australia;
  • earn at least $300 per week in regular income, excluding government benefits;
  • demonstrate an ability to meet repayment deadlines; and
  • ensure you won’t place undue financial pressure on yourself by borrowing from Fundo.

Moreover, we always check your credit as responsible lenders, but these aren’t the only things we consider when you apply for a loan through our online service. When deciding on your loan application, we consider your current financial situation and ability to repay the loan. We also look at your Fundo Credit Score, your unique credit score with us that’s separate from your score with credit agencies.

Even better, returning borrowers can easily apply for a new loan in three clicks!

Instead of looking for alternatives like ‘instant cash loans no credit check’ or 24/7 instant loans on the internet, get in touch with us to discuss how we might be able to help. We will help you learn more about financial matters through your Fundo loan. Find out more about Fundo’s offerings by contacting us by phone or email.

Don’t just settle for the 24/7 instant loans you find online. Apply for a teeny, tiny Fundo loan!

Disclaimer: Please keep in mind that the views expressed in this article are not financial advice or suggestions and are intended solely for informational and entertainment purposes. We reserve the right to change the views expressed in this commentary at any time.