FAST CASH LOANS
Same day funds up to $5,000
Same day funds up to $5,000
The modern world waits for no one - and sometimes bills do the same to us and our families. Urgent expenses are sometimes unavoidable and we quite literally can’t go on without them. For example, if our car breaks down or our mobile phone goes out of commission, getting to work and doing our work - both for our boss and our families - become impossible. They need to be fixed, no matter the cost. Fundo knows that sometimes, coming up with a substantial amount of cash right away can be difficult. That’s why Fundo offers fast cash loans to eligible customers ranging from as little as $500 to as much as $5,000 - without asking you to jump through hoops, sign endless paperwork, or wait for days or weeks for approval.
Fundo is all about speedy service and instant loans for people in need. We use a totally secure, 100% online Fundo dashboard so you can access our small cash loan platform any time of day or night, 7 days a week. (You can also talk to us during our office hours - we’re available all week, even on the weekends!)
All you need to do is jump online, give us some basic financial and ID information, and we’ll do the rest. You’ll get an answer almost instantly and as soon as you’ve accepted your loan agreement and you have a PayID enabled bank account, you could have the money within 60 seconds.
It really is that easy. You can choose your own repayment schedule (monthly, fortnightly, or weekly), set up direct debit, and access your Fundo Dashboard to make extra repayments without penalty. All your fees and charges are presented up front in black and white - and if you have any questions, you can call us, email us, or use our live chat.
Have bad credit? No worries - we work with bad credit customers - even those on Centrelink benefits - to help them get the fast cash loan they need to stay on top of urgent and unavoidable expenses such as phone replacement, car repairs, medical bills, urgent appliance purchase, or sudden travel expenses.
Before you apply, you need to confirm you pass our eligibility criteria. Our top priority is your financial wellbeing, and you need to ensure you meet the following requirements:
If that sounds like you, you can apply for a fast cash loan from Fundo now!
If your expense or purchase can’t wait, get an itty bitty loan from Fundo to cover it. Flexible terms and capped fees and charges means you’re always in control. Don’t stress - Fundo is always here to help, 24/7!
No - we won’t ask for any repayments straight away. Medium cash loans ($2,001 to $5,000) have repayment durations ranging from 9 weeks to 26 weeks, while small cash loans ($500 to $2,000) have shorter terms ranging from 5 weeks to 20 weeks. We will incorporate the loan term you choose when you apply into your loan agreement. Bear in mind that the payback amount will be greater for a shorter loan period and the reverse for a longer one; nevertheless, the fees (or interest, depending on the loan amount) will be higher for the latter. Find a happy medium between the two if you can to reduce fees and charges.
Yes - in situations when other lenders would refuse to work with you due to your poor credit, we are here to assist you. We do, in fact, provide loans that do not require a credit check to some consumers. Have peace of mind knowing that we will never examine your credit score without first obtaining your expressed consent.
When determining whether or not you are eligible for a loan, and in contrast to other lenders, we take into account a variety of factors in addition to your existing credit position, such as the information you provide us and your income relative to your expenses. Just remember - honesty is the best policy!
Yes! If you're using a bank account with PayID enabled, you could see the funds in your account within just 60 seconds after accepting your loan agreement. This is the typical scenario for simple applications and applicants.
Your answer may vary based on your unique financial circumstances. Some customers might need to do a bit of extra paperwork or verification, such as credit checks, before they can borrow money online.
When you choose Fundo for your loan, you can expect to receive your funding quickly on the same day! We take care of everything online, so it's really easy. Additionally, our eligibility criteria are much more flexible compared to traditional short-term loan providers, allowing you to stress less and get on with things thanks to Fundo.
Yes! We assist individuals with bad credit and those receiving Centrelink or government benefits. If you're in urgent need of cash and feeling a bit lost, Fundo is here to help with small and medium loans ranging from $500 to $5,000.
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 6 months with a fortnightly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.