Cash In One Hour No Credit Checks

Has an unexpected expense come up? Something that you need to pay urgently and won’t wait? If you have bad credit, you may believe your options are limited to begging from friends or family, or trying to get something from the government or Centrelink.

Don’t stress, Fundo can help! We can get you funded with $500 to $5,000 - and you can get the cash in one hour with no credit checks for eligible customers. In fact, if you agree to your loan contract and fill out your entire application correctly, you could have the money within three minutes - and that’s the average! Same day loans are easy at Fundo.

Once you hit accept, you could also have the money in your account in 60 seconds, if you have PayID/Osko enabled on your bank account.

Don’t delay - Fundo it today. Get an itty bitty loan in one hour - or less!

How to get your cash in one hour no credit checks

First, you’ll need to meet our generous eligibility criteria. If this sounds like you:

• An Australian resident
• Making at least $1,000 per fortnight in taxable income (Centrelink income accepted)
• Can demonstrate ability to pay back the loan comfortably
• Can verify your income if required

Then you’re in! You can apply for a cash loan and get the funds within one hour! We also can bypass the usual credit check using our own verification system - if you’ve borrowed from us before, we can use your Fundo score to help your application along and be done and dusted within three minutes - or fewer.

You can borrow a small cash loan from $500 to $2,000 (min repayment term of 5 weeks and max of 20 weeks) or a medium cash loan of $2,001 to $5,000 (min. repayment term of 9 weeks or max of 26 weeks) and select your own schedule - weekly, fortnightly, or monthly repayments. Set and forget with direct debit or make your own additional repayments as you see fit - and there’s no penalty for paying things off early. In fact, it can boost your Fundo score!

So if you’re facing a big and urgent expense like paying for home repairs, car repairs, urgent travel, or medical bills, just Fundo it! Your cash could be ready for you in 60 seconds for approved customers.

Cash In One Hour No Credit Checks FAQs

If I apply after business hours, will I still receive my loan within an hour?

If your small loan application is straightforward and you quickly agree to the loan contract, you could receive your funds in just 60 seconds after approval.

Customers with an active Fundo account and a Fundo credit score can enjoy a quick 60-second loan turnaround from application approval to having cash in their account.

If we require additional information about your financial situation as part of our role as responsible lenders, we’ll reach out to you from Monday to Friday during our staffed office hours (9:00 a.m. to 6:00 p.m.), Saturday (9:00 a.m. to 5:00 p.m.), or Sunday (9:00 a.m. to 1:00 p.m.). Alternatively, you can call us or use our live text chat during these hours.

As soon as we have the information we need, or provide you with what you need to move forward, we’ll get everything processed right away. You could be on your way to receiving your funds within one hour or less - usually in 60 seconds if you consent to the loan agreement and have a PayID enabled bank account!

I have bad credit, do you need to check my credit score?

We often offer no credit check loans to customers who qualify. Anyone looking to apply for finance or a financial product, such as a mobile phone plan, needs to provide their clear oral or written consent for a credit inquiry or credit check.

We'll only check your credit if you give us the go-ahead. We have our own ways of figuring out if you qualify for a same day loan. This process might take a little longer, and you could receive your cash with a slight delay, especially if it's outside of business hours. We work hard to get you the cash you need as quickly as we can because we know how urgent some expenses and bills can be!

As soon as we have the information we need, or provide you with what you need to move forward, we’ll get everything processed quickly. You could be on your way to receiving your funds within 60 seconds!

What exactly is a Fundo score? Will this have an impact on my bank credit score?

At Fundo, we celebrate good borrowers by giving them a higher Fundo score, which is totally different from the “real” credit score that credit reporting institutions keep. When you pay back your loan on time and in full, you'll see your credit score improve, which opens the door to some fantastic perks and benefits!

What details do I need to share for a cash loan?

To get started, we just need your name, address, telephone number, and email address. Thanks for sharing that with us! We’ll also ask you some questions about your current income and expenses. No need to stress about being exact; just a close round figure will work perfectly! We might ask you about your job history or where your income comes from to make sure you qualify for an instant cash loan. Once everything is approved, we’ll just need your bank account details.

Just keep in mind that being honest is really important. We’re here to support you, but we need to know the true details of your financial situation to help you effectively.

Though we might not ask you for a credit check, unfortunately this may be unavoidable. We will only proceed with a formal credit inquiry if you consent to the check.