$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Have you ever been in a situation where you needed money immediately but encountered difficulty getting a cash loan from traditional lenders due to lengthy and complicated processes? It can all be time-consuming, frustrating, and still fail to provide a solution at the end of it.

Fundo takes the hassle out of borrowing money for those in need of a cash loan so that you're not left with a pile of paperwork and forms to fill out. Instead, we ask for just a few basic details about you and your income before sending you a near-instant decision. Under the right conditions, we can arrange for a cash loan to be delivered in as little as an hour, so you don't have to wait much longer once you’ve been approved.

What type of loans are best if I need cash instantly?

If you need a cash loan instantly, there are a few different types of loans you may consider:

  • Payday loans. These are short-term loans that are designed to be repaid on your next payday. They are often available from online lenders and may be able to be approved and disbursed quickly. However, payday loans can have high fees and interest rates, so it is important to carefully consider the terms and be sure you can afford the loan before you take it out.
  • Cash advances. Some credit cards offer the option to take out a cash advance, which allows you to withdraw cash from your credit card account. While this can be a convenient option in a pinch, cash advances often have high fees and interest rates, so it is important to be aware of the costs before you use this option.
  • Personal loans. Some personal loan lenders may be able to disburse funds quickly, but the approval process may take longer than other types of loans. Personal loans may have lower interest rates and fees compared to payday loans or cash advances, but you will typically need to have good credit to qualify.

It is important to carefully compare the terms and fees of different loan options before you decide which one is best for you.

At Fundo, we have made it our mission to streamline the application process for our clients who are looking for a cash loan. In addition to lightning-fast funding, we also provide flexible terms for making repayments because we understand that life can be unpredictable. We want to provide a helping hand when it’s needed most.

How quickly can I get approved for online cash loans?

Online loans may offer a faster approval process compared to traditional lenders, such as banks or credit unions. This is because online lenders often have a streamlined application process and may not require as much documentation as traditional lenders.

However, it is important to note that the speed of approval for an online cash loan can vary depending on the lender you are working with and your personal circumstances. Some online lenders may be able to approve your loan and disburse the funds within a few hours, while others may take longer to process your application.

Fundo has a simple and quick online application and approval procedure for each of our short term loans, so you don’t have to worry about long waits. To apply, all you need is to be an Australian citizen or permanent resident, be eighteen years old or older, and have a steady source of income from work. If you qualify for a loan through us, you can get your answer and your money in swift fashion.

Once you've already applied for one of our loans, the process will get even simpler and more streamlined going forwards. Our 3-Click Apply system allows existing clients searching for a cash loan to apply for new loans in just three clicks. If you need a quick loan and live in Australia, you don’t need to look any further than Fundo.

We’ve introduced the Fundo Credit Scoring system, which is our way of rewarding healthy financial behaviour from our borrowers. The higher your score, the better your chances are of getting your next loan application approved. 

You can view it through our interactive self-service dashboard and boost your scores by paying on time, writing reviews, and referring your friends. You can even receive rewards for your friends’ successful repayments.

We also publish blog articles on financial wellness, so you can learn all about the best practises for finding education loans for your tuition, wedding loans for your special day, or even emergency loans.

Can I still get approved for a loan online during weekends?

Fundo has twenty-four seven application processes, which means if you’ve been searching for a cash loan, you can submit an application at any time, including on weekends. That way, even when applications are submitted close to the end of the day or after hours, you can still get your result on the next business day.

If everything is in order, meaning that you’ve sent your application and meet the requirements, your request for a cash loan may be approved, and you may even receive your money within the same day. 

If you have any questions regarding your cash loan application, don’t hesitate to reach out to our friendly Sydney-based team of borrowing experts via telephone, email, or live chat.

Disclaimer: This article is strictly for informational and entertainment purposes only and should not be construed as financial advice. At any time, any commentary views are subject to change without notice.