$500 - $5000
NO HIDDEN FEES
between $500 - $5000
up to 180 days
fee 4% monthly fee
Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*
Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.
*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*
Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63
*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
Your current budget may not always be able to cover an emergency expense. As such, you may end up looking for loan offers, such as Clear Cash loans, in hopes of accessing funding. However, you don’t have to search elsewhere to get closer to financing now that you’ve reached Fundo.
At Fundo, we offer small personal loans to help you cover unexpected expenses flexibly and conveniently. Trust Fundo to provide the support you need when you need it most.
Will online lenders allow me to ask for more money on a current loan?
Online lenders have different policies regarding borrowing more money on a current loan, such as Clear Cash loans. Some lenders may allow it, while others may not. Note that if you borrow more money on a loan you already have, you may have to pay more fees and interest.
At Fundo, we believe in responsible lending. Unfortunately, we don’t allow you to ask for more money on a current loan or allow borrowers to open more than one loan until the current loan is paid in full.
If you’ve paid off your Fundo loan and need more money to cover expenses, you can easily reapply for a new loan in just three clicks. We offer flexible loan amounts from $500 to $2,000, allowing you to fund your sudden cash gap.
If you are facing difficulty paying off your loan, we may be able to help you by adjusting the repayment terms to suit your needs. Just let us know in advance so that we can understand your situation. We prioritise the financial well-being of our borrowers and are committed to providing the support you deserve.
Can I apply for loans online from two different lenders?
It’s possible to apply for loans online from multiple lenders, but it’s essential to keep in mind that applying for multiple loans at once may have a negative impact on your credit score. When you apply for a loan, the lender will typically perform a hard credit enquiry, which can lower your credit score.
At Fundo, we’ve developed the Fundo Credit Score, our unique credit scoring system that rewards sound financial decisions you make with your Fundo loans. When you practise good borrowing habits, such as making repayments early or on time, your Fundo Credit Score will rise. Your future Fundo loan application is more likely to be approved if your score is higher.
Moreover, if you choose Fundo as your sole loan provider – instead of using Clear Cash loans and other loan offers – you can further improve your Fundo Credit Score.
We also understand that your current credit score may not reflect your current financial status. We have an understanding approach to reviewing loan applications, even if you have a less-than-ideal credit score.
While we still check your credit as responsible lenders, your credit score only plays a minor role in our assessment. Instead, we look at other factors, such as your ability to repay, to determine if you are eligible for a Fundo loan.
To qualify for a Fundo loan, you must:
- be at least eighteen years old;
- be a citizen or permanent resident of Australia;
- earn at least $300 per week, not including government benefits;
- demonstrate that you can meet repayment deadlines; and
- ensure you’re not putting yourself at financial risk when taking out a Fundo loan.
Fundo reviews your loan application carefully and fairly. Instead of searching for no credit check instant loans, Clear Cash loans, or instant approval loans, you can learn more about how to apply for a quick personal loan online with Fundo.
What should I consider when looking for online loan places?
When looking for online loan places, you should consider the application process, loan terms, and turnaround times. It’s also essential to ensure the lender has a licence and is a reputable lender.
Instead of looking at loan offers from other lenders, such as Clear Cash loans, consider Fundo loans if you want to borrow money online. We offer a streamlined loan application process that’s completely online.
From flexible loan terms and fees to responsible lending practices, we at Fundo do what we can to help approved borrowers access the funding they need. We’re licenced under the Australian Securities & Investments Commission (ASIC), and we abide by responsible lending legislation.
In addition, we encourage our borrowers toward financial wellness by informing them about good money habits in a fun and engaging way.
With our self-service dashboard, you can keep track of your Fundo loans and get tips daily on improving your financial health. You can monitor these and more, from the outstanding loan amount to the repayment schedule and terms.
You can contact us via phone or email if you have questions like ‘What are payday loans?’ or ‘What are instant online loans?’ We are available from Monday to Friday, 9.00 a.m. to 6.00 p.m., and Saturday, 9.00 a.m. to 5.00 p.m.
When you’re looking for Clear Cash loans online, you may want to consider applying for a small personal loan at Fundo!
Disclaimer: This article is only meant for entertainment and general information and is not intended to be taken as financial advice. All information and opinions in this article are subject to change without notice.