$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

If you need some cash to cover gaps in your budget, you’re not alone – many Aussies’ financial situations may not have much flexibility to support an unexpected expense. While it may seem like a good idea to search online for a no-credit-check instant loan for a fast solution, it may not be what you need in your situation.

Explore how borrowing with Fundo may help you improve your financial well-being and learn about our loans instead of relying on no credit check instant loans.

Are there special lenders for no credit check fast loans?

If you’ve been looking for no credit check instant loans by searching terms related to fast bad credit payday loans and payday advance loans online, it’s important to know that while you may get the money you’re looking for quickly, lenders’ policies and your financial circumstance, among other factors, may make the terms of a no credit check fast loan less straightforward than what you initially expected.

At Fundo, we understand how difficult it can be to find loans when you have less-than-ideal credit. While we still do credit checks as a responsible lender, your credit score only plays a minor role in our assessment of your loan application. We look into other aspects of your finances, such as your ability to repay your loan, when we review your application.

In addition to your credit score being just one of several factors in our decision to approve your loan application, we also provide approved borrowers with a Fundo Credit Score, our unique credit scoring system separate from traditional credit that tracks and rewards positive borrowing habits. From making repayments on time to referring Fundo to friends and family, you can improve your Fundo Credit Score to improve your chances for future Fundo loan applications.

You can keep track of your Fundo Credit Score, outstanding loan, and repayment schedules all on our convenient self-service dashboard. Here, you can also find tips and advice that will help you make the most of your loan and learn more about responsible money management.

Instead of looking for a special lender for less-than-ideal options like instant small cash loans or no credit check instant loans, consider Fundo as your prefered lender for short-term personal loans! 

Is it easy to get secured no credit check cash loans online?

While secured no credit check instant loans online are easy to apply for because some lenders guarantee approval for every application, they can have exorbitantly high fees that may be difficult to pay off, which can catch you in a cycle of debt that can affect your credit score even more in the long run.

No matter how much money you need and how quickly you need it to pay your bills, it’s still important to read the terms and conditions of different online lenders carefully to see what options are available to you, what their requirements are, and whether you can realistically meet them. 

At Fundo, we offer quick short-term loans responsibly. We understand that you need cash immediately if you’re looking for fast loans or no credit check instant loans. We make the loan application process as simple as possible. All you need to do is declare the amount you wish to borrow and fill out a general information sheet to ensure you meet our eligibility criteria. 

To qualify for a Fundo loan, you must:

  • be at least eighteen years old;
  • be a permanent resident or citizen of Australia;
  • earn at least $300 per week, excluding government benefits;
  • demonstrate an ability make repayments deadlines; and 
  • ensure that you aren’t putting yourself in financial hardship by borrowing from Fundo.

If you can’t meet the general requirement, don’t go searching for no-credit-check instant loans or other online quick approval loans just yet. You can contact us and let us know the details of your situation, and we’ll do what we can to help. 

Can I get cash loans with no credit check on the same day?

When you need to find and apply for same-day cash loans, it's best to do research and compare different lenders to see what options are available to you, and keep an eye out for lenders that may offer same-day funding for loans that do not require a credit check. Loans that don't require a credit check are usually more expensive and have stricter terms and conditions than other types of loans.

While it may be tempting to look for loans like same-day cash advances and no credit check instant loans if you need quick cash, these may not be the best options for you. At Fundo, we offer a quick personal loan online that can be processed on the same day if you apply and get approval during business hours. Returning borrowers can even apply for a new Fundo loan in just three clicks! 

Contact us any time to learn more about Fundo's alternatives to no credit check instant loans and get help figuring out which Fundo loans will work best for you. We are reachable by phone and email from Monday to Friday, 9.00 am to 6.00 pm, and Saturday, 9.00 am to 5.00 pm.

Instead of searching online for no-credit-check instant loans, apply for a Fundo loan today!
The opinions in this article are for general information and entertainment only and should not be taken as a recommendation or financial advice. Any statement made in a commentary may be modified without notice at any time.