$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Are you looking for instant small cash loans? If you are having trouble with unexpected expenses like medical bills, car repairs, or home improvements, you may be looking for loans places with a streamlined fast loan approval process that can accommodate your needs. It can be difficult to deal with a financial emergency when you are not prepared, and the last thing you want is to be stuck with an expensive bill that seems almost impossible to pay off.

Instead of sorting through the results for ‘instant small cash loans’, if you’re looking for a way to get the funding you need without any hassle or fuss, consider applying for a quick fast loan with us at Fundo. 

With our online application process, it only takes a few minutes to submit an application and get it processed. Once an application has been approved, we transfer the funds to you immediately!

Are smaller loans much faster to get online?

When it comes to instant small cash loans, the speed of the loan process can depend on the specific lender, the type of loan you are applying for, and your individual situation. 

In general, smaller loans are typically much faster to get online compared to traditional lenders. The entire process, from application to funding, can be completed much more quickly online. The automation of the application process on online lender websites like ours allows for quicker decisions and faster processing times. 

Traditional lenders, such as banks and credit unions, tend to have more stringent requirements for loan approval and may require additional documents or verification before they can approve a loan. This can make the process much longer and delay the time it takes to receive funds.

Our goal here at Fundo is to simplify the loan process for people who are looking for ‘instant small cash loans’. To get started, all you need to do is click on the ‘Apply Now’ button on our website and follow the prompts. 

How do I calculate the total cost of my small loan?

We understand that our borrowers looking for instant small cash loans want to find the cheapest cash loans available and account for all associated costs before deciding to take one out. Unlike other lenders who may have confusing terms and conditions, the details and fees associated with Fundo loans are totally transparent and upfront. This way, you can determine if a loan is right for you before applying and even plan ahead to manage your repayments. 

In order to determine the total cost of your loan, you must first determine the principal loan amount, the loan duration, and the repayment schedule.

For the establishment fee, multiply the principal by the establishment rate, then multiply the monthly rate by the principal to get the monthly fee. As a final step, add together the principal amount, the establishment fee, and the monthly fees according to how many months you have left until your loan is paid off.

Do I have to pay exit fees for a small cash loan?

When considering your options related to ‘instant small cash loans’, you should beware of any undisclosed fees that could be imposed on your account, such as exit fees.

An exit fee is charged when a borrower closes out a financial agreement early. It is also sometimes known as a deferred establishment fee, and this is meant to compensate the lender for the cost of setting up the loan. Depending on the terms of the loan agreement you have with a lender, you may be required to pay an exit fee if you close out your loan before the end of the loan term.

When you take out a loan with Fundo, you won’t have to worry about exit fees that punish you for closing out your loan early. Here, we actually encourage our users to pay off their loans as soon as possible, and paying off your loan faster can help you save on monthly account fees. Taking care of your loan before it is due can also positively impact any future loan applications by boosting your Fundo Credit Score.

The Fundo Credit Score is a unique feature that is designed to encourage good borrowing behaviour in our customers by allowing them to win points and get access to special discounts. You can boost your score by making repayments early or on time, posting a review, or referring a friend. The higher your score is, the more likely you are to get your application approved.

You can use our interactive self-service dashboard to keep track of your score, as well as make and reschedule your repayments. We also regularly send advice from our team on all manner of topics related to financial wellness, from ‘What are payday loans?’ to ‘Where can I find Australia loans online?’ to guide you on your personal journey to financial health.

Instead of scrolling through online results for instant small cash loans, you can end your search here. Apply for cash loans online at Fundo today!

Disclaimer: Unless otherwise stated, the opinions expressed in this article are intended for general information and entertainment purposes only and should not be considered financial advice or recommendations. Commentary views are subject to change without notice at any time.