$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

If you are feeling overwhelmed and stressed out by financial struggles and dread the thought of going through a complicated, time-consuming loan application process, you are not alone. At Fundo, we understand how frustrating these challenges can be and are here to help.

Getting the financial assistance you need doesn’t have to be a hassle thanks to our easy loan application process and reasonable lending criteria. And with the convenience of online access, you can manage your easy loans from the comfort of your own home. 

The Fundo loan application process is fast, simple, and hassle-free. Learn more about it below.

What is the easiest loan to get online?

You can apply for a loan quickly and easily with Fundo, thanks to our streamlined application process and fast funding.

To apply for a loan with Fundo, just head on over to our homepage and click on the ‘Apply Now’ button. Follow the instructions that will guide you through the easy personal loan application process. If you get your loan approved, we’ll send you an agreement and send the funds into your bank account as soon as possible, typically even on the same day.

You can take out easy cash loans with us ranging from $300 to $2,000, with 180 days to complete your repayments. All you have to take care of is paying back the loan principal, a one-time establishment fee, and a monthly fee. 

We make it simple and straightforward to get the short term loans you need, so you can focus on using them to achieve your financial goals. Don't let financial challenges hold you back – let Fundo be your partner in success!

Our online form is available on our website 24/7 so you can apply for easy loans anytime, anywhere. Additionally, we approve applications from Monday to Saturday so you don’t have to wait too long for the funding you need.

Is it easier to get a loan online than from banks?

A Fundo loan may be more convenient than one from a bank in Australia for several reasons.

Fundo offers a more efficient application process that involves fewer steps and less documentation than traditional banks. This can be especially appealing for those in need of fast and easy loans who are short on time or who prefer to handle their finances online.

Furthermore, we offer faster turnaround times, so borrowers can receive their easy cash loans more quickly than with banks. We may even be able to send you your loan within the same day if it is approved. Banks, on the other hand, may take longer to process loan applications and transfer funds.

Our lending criteria are also more flexible than those of banks, which can make it easier for some borrowers to qualify for a loan. At Fundo, we lend to borrowers who may not have the best credit histories, while banks may have stricter credit requirements. 

In fact, the basic criteria for all borrowers at Fundo are as follows:

  • They must be 18 years old or over
  • They must earn sufficient employment income
  • They must be an Australian citizen or permanent resident
  • They must demonstrate an ability to meet repayment deadlines
  • They must not be taking on undue financial stress by taking out a loan

At Fundo, we have simplified application processes, fast turnaround times, and more lenient lending criteria that make getting easy loans a breeze. When you get approved at Fundo, you can also use your personalised account dashboard, where you can easily view and update your account, make or reschedule repayments, and keep track of your loan information, including balance, duration, and payment dates. 

What should I be mindful of when getting a loan online?

There are several things that you should be mindful of when getting loans online in Australia:

  • Interest rates and fees. Some lenders may have higher interest rates and fees than traditional banks, so it is important to compare different lenders and their terms and conditions before deciding on a loan.
  • Eligibility requirements. Make sure you meet the eligibility requirements for the loan you are applying for, as some online lenders may have more stringent criteria than others.
  • Documentation requirements. Be prepared to provide any necessary documentation, such as proof of income or collateral.
  • Loan terms and conditions. Make sure you fully understand the terms and conditions of the loan, including the repayment period, the interest rate, and any fees or charges.
  • Reputation. Not all online lenders are reputable or trustworthy, so it is important to do your research and choose a lender with a good reputation.

When you choose to work with Fundo, you’ll quickly see why so many Australians refer to us as their chosen online lender. Apart from providing quick and easy loans, we also provide something that not a lot of lenders do – accessibility, even to those with low credit scores.

You see, at Fundo, we choose to look beyond credit bureau scores as we know that life happens sometimes and we don’t want to hold people’s past financial records against them. While we do our due diligence to check your credit history when you apply for a loan, it doesn’t play a huge role in your approval rates.

Instead, we have our own credit scoring system called Fundo Credit Score. Like regular credit, the higher your Fundo score, the more likely you are to be approved for easy loans in addition to being eligible for more discounts and benefits with us. You can also improve your Fundo Credit Score by paying your online loan early or on time, sharing feedback, and referring friends to Fundo.

Apply for easy loans with Fundo today

At Fundo, we understand that life can sometimes throw financial challenges your way, and you may need a loan to help with these unexpected expenses. That's why we offer quick online money loans to help you get the funds you need quickly and easily.

Trust Fundo to be your go-to source for online quick loans in Australia and get the financial support you need to achieve your financial goals.

Apply for a loan with us today!

Disclaimer: Unless otherwise specified, the opinions expressed in this article are strictly for general informational and entertainment purposes only and should not be taken as financial advice or recommendation. Any commentary views are subject to change without notice at any time.