$500 - $5000
NO HIDDEN FEES
between $500 - $5000
up to 180 days
fee 4% monthly fee
Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*
Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.
*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*
Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63
*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
When you need some quick cash for an unexpected expense, your first reaction might be to get a loan, which is relatively easy to find if you search for a fast easy cash loan online, but there is more than one option. Different situations require different types of loans. Sometimes a fast easy cash loan will not fit your situation.
At Fundo, we offer short-term personal loans of up to $2,000 with flexible terms for paying back the loan at competitive rates. You can conveniently and quickly apply for a Fundo loan online from our website.
Learn more about Fundo’s alternative to a fast easy cash loan and other Fundo perks.
Can part-timers apply for a cash loan online?
Part-timers can usually apply for a cash loan online, but it ultimately depends on the lender. Some lenders are more lenient with their requirements for fast easy cash loan offers than others, and they may only request general requirements that are accessible to the majority of people.
At Fundo, we know that your finances can be complicated, so we make it easy for you to apply for our loans. Our accessible requirements ensure that you can responsibly get the money you need quickly. To qualify for a Fundo loan, you must:
- be at least 18 years old;
- be a permanent resident or citizen of Australia;
- earn at least $300 per week, excluding government benefits;
- demonstrate an ability to make payments on time; and
- ensure you won’t put an undue financial hardship on yourself by applying for a Fundo loan.
We want to ensure that you get the financial help that fits your situation, needs, and ability to repay, especially if you have a complex financial situation. So we encourage you to speak to us if you’re unsure about anything.
Does Fundo do credit checks?
As responsible lenders, we have to check the credit score of everyone who wants to borrow money from us, but it’s only a minor factor in our assessment. We also consider other things when we look at your application. Not only do we look into your past financial situation, but your current one as well.
Finding the right lender for your situation can be challenging, and looking for alternatives like ‘quick cash loans no credit check’ can be tempting. Contact us today to learn more about how we can assist you. Don’t settle for those types of solutions.
Are people on benefits eligible for a personal loan?
While a quick internet search for an instant cash loan can lead you to options that may work for you if you rely on benefits, they might not suit your needs. Depending on the lender and their policy, people on benefits may apply for a personal loan or an option related to a fast easy cash loan.
At Fundo, we ask that people who want to get money from us don’t only get money from government programs. We understand, however, that if you have complicated financial circumstances or alternative income sources, you may present them as additional income documentation during your application.
If you qualify for a Fundo loan, you will receive access to unique perks designed to help you improve your financial well-being and help you understand how a fast easy cash loan affects your situation.
What sets Fundo apart?
The Fundo self-service dashboard makes getting a loan quick and easy, making us stand out from other lenders. Through your dashboard, you can easily manage your loan and repayments. We also give our borrowers information about how to improve their finances, which is important to our vision.
You’ll also get a Fundo Credit Score based on our unique credit scoring system. Your Fundo Credit Score can be increased by making timely payments, leaving reviews, or recommending Fundo to friends and family. You can also improve your score by choosing Fundo as your primary lender. There is a higher chance that you will be approved for a Fundo loan if you have a higher Fundo Credit Score.
Can students also apply for a quick cash loan online?
Whether you’re looking for a quick cash loan online or a fast easy cash loan, at Fundo, we generally allow anyone, including people just starting out (like students), to apply so long as they meet our general eligibility.
If you must search for a ‘fast easy cash loan’ or a cash advance loan, then choose Fundo instead of relying on other riskier options. A short-term personal loan can help borrowers get the cash they need if they qualify for a Fundo loan.
Please keep in mind that the information in this article is only meant to be educational and fun. The content of this article is not intended to provide financial advice or recommendations unless otherwise stated. We reserve the right to change the information or views in this article without prior notice.