$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Time and time again, people all over the country eagerly look for lenders that can provide them with a cash advance loan whenever they need to handle unexpected expenses. Whether you’re keen on getting a short term cash advance or perhaps searching up terms like ‘instant weekend payday loans Australia’, you’re most probably looking for a convenient yet responsible lending service. 

Fortunately, you don’t have to visit multiple financial institutions near your area or tirelessly surf the web for options since you’ve just found Fundo. Here, we’re a dedicated lender always looking for ways to simplify the process of taking out cash loans. Moreover, instead of providing you with a general payday advance online, we’ll take the time to understand your situation.

Through our user-friendly online platform, you can potentially be part of a community with hundreds of other financially empowered Australians. Instead of exerting time and effort looking for ways to pay off emergency bills and fees, why don’t you make it easier on yourself by checking out Fundo today and getting a chance to take out fast cash?

What are the advantages of using a cash advance? 

The advantage of using a cash advance loan is simple: you get the money you need when you need it.

In contrast to a traditional loan, a cash advance loan requires fewer requirements, such as no credit check and fewer documents. With advance cash loans, you can get the money you need today and start putting it towards surprise bills or other unexpected expenses – you don't have to wait until payday or even until next week.

While that might sound great on paper, you should be cautious about what you sign up for. With shorter repayment periods and without an appropriate assessment process, you could end up securing small advance loans you can’t handle and end up financially stressed due to certain conditions the lender has in place. 

At Fundo, we pride ourselves on promoting responsible lending practices. If you choose any of our loan options over a cash advance loan, you can have peace of mind knowing that our team of experts will carefully review your request. 

While we take your credit history into account, we also have an array of approval factors, such as your ability to make repayments. This way, we’ll see if you can comfortably sustain a lifestyle with our online fast loans and then provide you with a just decision within twenty-four hours. 

Who are cash advances best for?

As mentioned, a cash advance loan is perfect for Australians who need funds right away, especially those who want to pay off unexpected expenses, surprise bills, and similar costs. With this type of financing, you don’t have to wait days or even weeks for money; you can just pick up your smart device, key in standard info, and be on your way to covering emergency fees. 

However, you’ll be pleased to know that we at Fundo can also give you the opportunity to get instant same day loans online with similar benefits and a repayment period of up to 180 days. Aside from responsible lending, we also have a wide range of benefits,  including an innovative and intuitive dashboard where you can keep track of your loan. 

If our team of experts sees that you’re qualified for our service, we’ll give you access to this asset for convenience like no other. With this tool, not only will you be able to update your account information, but you’ll also get to make on-time or advanced repayments and even reschedule them should unforeseen hindrances arise. 

Try out Fundo today and consider any of our online easy loans as an alternative to a cash advance loan!

Do cash advances impact credit scores? 

Taking out money, whether it be through a cash advance loan or an option at Fundo, can have an impact on your credit score, and it all depends on how you manage your repayments. 

For instance, making timely or early payments on a cash advance can improve your credit score by showing that you can handle funds responsibly. On the other hand, missed or late payments and defaults can lower your credit score by portraying the opposite. 

On top of this, it's important to note that applying for a cash advance loan, or any type of quick easy cash loan for that matter, can result in an ‘inquiry’ on your financial report, which may temporarily lower your credit score slightly. 

When you qualify for a Fundo loan, you will be able to get a separate rating known as the Fundo Credit Score. With this exclusive system, you can earn points for timely or advance payments. Alongside being able to track your Fundo credit score on our interactive dashboard, you will also receive advice on how to improve your financial wellness. By making timely payments, leaving reviews, or referring friends, you can increase your chances of getting a Fundo loan faster in the future.

Now that you know more about advance-pay loans and how they compare to our offers at Fundo, feel free to apply today if you’re interested in our service. Should you get approved, know that you can request more emergency cash in the future, but this time in just three clicks.

Need a teeny tiny loan up to $2,000? Apply now!

Disclaimer: Please be aware that the web page content here has been presented solely for informational and entertainment purposes only (unless explicitly stated otherwise). The data and figures shown may be subject to change without prior notice and must not be taken as personalised financial advice of any kind. If you are in need of this kind of service, we at Fundo encourage you to contact a professional in money management for guidance.