$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

People in need of fast funding tend to look up terms like ‘short term cash advance’ or ‘cash advance short term loan’ online for assistance. After all, they are a quick and easy way to get the funding you need

However, they require immediate repayment with your next paycheque, which can cause more problems in the long run.

Luckily, Fundo offers quick and easy short-term loans with flexible repayment terms for people who need funding as soon as possible. 

We make it simple for you to get the cash you need when you need it.

Should I get a short term cash advance online instead of at a bank?

Whether or not you should get a short term cash advance online instead of at a bank depends on your individual financial situation. There are advantages and disadvantages to both options, so it’s important to weigh the pros and cons before you make a decision. 

Advantages of getting a short term cash advance online include the convenience of being able to apply for the loan from home, the potential for faster approval times, and the ability to compare rates between different lenders.

Taking out a loan with Fundo online ensures an easy and streamlined loaning process. Simply go to your website, click the ‘Apply Now’ button, and follow the instructions.

If you apply for a loan and get approved within business hours, you have a higher chance of receiving the funds in your account on the same day. However, take note that different banks may have different processing times, so it may take a bit longer for your funds to reach your bank account.

How much can I borrow from a short term cash advance? 

The amount of money you can borrow from a short term cash advance is largely dependent on the lender. Generally, most lenders will offer cash loans fast, ranging from $500 to $1,000, although some may offer up to $2,000 or more. The exact amount you can borrow will depend on your credit rating and income, as well as the lender’s policies. 

At Fundo, we can offer you an instant loan ranging from $500 to $2000 with flexible repayment terms of up to 180 days for eligible borrowers. If you want to know whether or not you may be considered when you need a loan, our requirements are quite simple. 

All borrowers must:

  • be over 18 years old;
  • be an Australian citizen or permanent resident;
  • earn at least $300 per week in regular income, excluding government benefits;
  • demonstrate an ability to meet repayment deadlines; and
  • ensure they’re not placing themselves under undue financial strain by borrowing from Fundo.

At Fundo, we don’t put much importance on one’s credit bureau score – we focus more on one’s ability to make loan repayments. This is because we don’t want people to feel trapped by a few past financial issues they may have faced.

Although there is one kind of credit score we keep track of, and that’s the Fundo Credit Score.

High Fundo scores help boost your chances of receiving personal loans online. The higher your score, the more likely you are to be approved. If you pay your online loan early or on time, share feedback, and refer friends to Fundo, you will receive a high Fundo Credit Score! Fundo offers special discounts and benefits for improved credit scores.

Can I use a short term cash advance as business capital? 

Yes, you can use short term cash advances as business capital, but it is important to understand the risks of doing so. While a short-term cash advance may provide immediate access to funds, the associated costs and fees can be quite high, making it an expensive option for borrowing money. Additionally, the repayment terms are often very short, which can put additional strain on your business’s finances. 

Furthermore, many lenders require that you have a good credit score in order to qualify for a cash advance. Therefore, before taking out a short-term cash advance for your business, make sure you understand its terms, fees, and risks associated with it and compare it to other financing options to ensure it is the best choice for your business.

When you take out small personal loans with Fundo, you generally only have to consider the loan principal, a one-time establishment fee, and monthly fees.

You can manage your account through your personalised self-service dashboard as you make or reschedule loan payments and quickly view loan details such as balance, payment dates, and the like. You can also use this dashboard to manage and earn points for your Fundo Credit Score.

Get the short-term funding you need with Fundo

At Fundo, we understand that emergencies or unexpected expenses can arise. When you need cash fast and don’t have time for complicated forms or lengthy approval processes, we offer a convenient solution: quick online loans.

Our application and approval process is straightforward and efficient, allowing you to receive same-day funding from the comfort of your own home. If you’re in need of a quick online loan in Australia, Fundo is here to help.

Please feel free to contact us if you have any questions about our quick loans online in Australia. We are available by phone, email, or online chat!

Disclaimer: This article does not constitute financial advice or recommendation and is only for general informational and entertainment purposes. Views expressed in commentary may change without notice at any time.