What Are Secured And Unsecured Personal Loans?
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Are you in need of teeny, tiny personal loans to cover unexpected expenses or emergencies? Look no further than Fundo. We understand that sometimes, life throws curveballs, and you need cash fast. That’s why we offer quick and easy small personal loans to help you get the financial support you need.
With our streamlined application process and fast funding, you can enjoy the convenience of taking out personal loans online from the comfort of your own home.
A secured personal loan is a loan that requires collateral, such as a car or real estate, to guarantee repayment. If the borrower fails to repay the quick personal loans, the lender can seize the collateral. An unsecured personal loan does not require collateral, but the borrower’s creditworthiness is considered instead.
At Fundo, we offer unsecured small cash loans with a straightforward application process that’s ideal for those who are in a rush and want to apply for a loan that’s as easy and simple as can be.
When you choose to apply for a personal loan online with us, you gain access to loan amounts ranging from $500 to $2,000 with up to 180 days to repay. You can be confident we don’t have any surprises or hidden fees. In most cases, there will be a one-time establishment fee and a monthly fee for your personal loans online.
However, we do charge late fees for late payments so be sure to get in touch with us at least forty-eight hours before your repayment deadline if you wish to make any changes or adjustments.
When you apply for a small loan online, you’ll quickly realise that different lenders have different criteria, and some are more stringent than others. You may feel discouraged by the long list of requirements that some online lenders have, but this isn’t a problem you’ll have with Fundo.
We pride ourselves on being responsible lenders with reasonable expectations. As part of our basic criteria for borrowers of personal loans online, you must:
One more thing we’d like to note is that we don’t put a huge importance on your credit bureau score when you apply for loans. At Fundo, we don’t want to hold your past financial situations against you and prevent you from getting loans online. Instead, we devised our own credit score system called the Fundo Score, which was also a way to encourage responsible borrowing when you apply for a cash loan.
Borrowers can positively impact their Fundo Score by leaving reviews, referring us to friends, and consistently making timely or early payments. This interactive feature allows borrowers to take control of their creditworthiness at Fundo.
You can earn points and manage your Fundo Score using your self-service dashboard on Fundo. This dashboard is also where you can view and update your account, make or reschedule repayments, and check your loan information, including your loan balance, duration, and payment dates.
Applying for a personal loan online with Fundo is as easy as it can be.
To begin the application process, simply visit our homepage and click on the ‘Apply Now’ button. From there, follow the prompts to complete the online application for personal loans online. If you are approved for a loan, we will send you an agreement and work to get the funds transferred to your account as soon as possible, often on the same day.
However, take note that different banks have different processing times, so it’s possible your funds hit your account the day after your application instead.
We review and approve quick and easy personal loan applications from Monday to Saturday, and our online application form is available on our website 24/7. To ensure a smooth and efficient process, make sure to have all the necessary information before starting your application.
At Fundo, we understand that sometimes you need access to cash quickly, without the hassle of complicated forms or long approval processes. That’s why we offer quick loans that can be accessed from the comfort of your home.
We make it simple and straightforward for those who need a loan in Australia. There’s no need to worry about complicated legal language or confusing jargon. With Fundo, you can get the financial support you need without the usual hassle.
If you have any questions about our small personal loans online in Australia, our team is here to help. You can reach us by calling us, emailing us, or using our online chat function. Don’t hesitate to reach out – we are always happy to assist.
Apply for a loan with Fundo today!
Disclaimer: Unless otherwise stated, this article is strictly for informational and entertainment purposes only and should not be construed as financial advice. It’s possible for any commentary to change at any time without prior notice.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
