$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Are you in need of teeny, tiny personal loans to cover unexpected expenses or emergencies? Look no further than Fundo. We understand that sometimes, life throws curveballs, and you need cash fast. That’s why we offer quick and easy small personal loans to help you get the financial support you need. 

With our streamlined application process and fast funding, you can enjoy the convenience of taking out personal loans online from the comfort of your own home. 

What are secured and unsecured personal loans?

A secured personal loan is a loan that requires collateral, such as a car or real estate, to guarantee repayment. If the borrower fails to repay the quick personal loans, the lender can seize the collateral. An unsecured personal loan does not require collateral, but the borrower’s creditworthiness is considered instead.

At Fundo, we offer unsecured small cash loans with a straightforward application process that’s ideal for those who are in a rush and want to apply for a loan that’s as easy and simple as can be.

When you choose to apply for a personal loan online with us, you gain access to loan amounts ranging from $500 to $2,000 with up to 180 days to repay. You can be confident we don’t have any surprises or hidden fees. In most cases, there will be a one-time establishment fee and a monthly fee for your personal loans online.

However, we do charge late fees for late payments so be sure to get in touch with us at least forty-eight hours before your repayment deadline if you wish to make any changes or adjustments.

What are the criteria for online personal loans?

When you apply for a small loan online, you’ll quickly realise that different lenders have different criteria, and some are more stringent than others. You may feel discouraged by the long list of requirements that some online lenders have, but this isn’t a problem you’ll have with Fundo. 

We pride ourselves on being responsible lenders with reasonable expectations. As part of our basic criteria for borrowers of personal loans online, you must:

  • be over eighteen years old;
  • earn a steady employment income of at least $300/week (excluding government benefits);
  • show an ability to meet repayments;
  • be an Australian citizen or permanent resident; and
  • not place any financial stress on yourself by borrowing from Fundo.

One more thing we’d like to note is that we don’t put a huge importance on your credit bureau score when you apply for loans. At Fundo, we don’t want to hold your past financial situations against you and prevent you from getting loans online. Instead, we devised our own credit score system called the Fundo Credit Score, which was also a way to encourage responsible borrowing when you apply for a cash loan.

Borrowers can positively impact their Fundo Credit Score by leaving reviews, referring us to friends, and consistently making timely or early payments. This interactive feature allows borrowers to take control of their creditworthiness at Fundo.

You can earn points and manage your Fundo Credit Score using your self-service dashboard on Fundo. This dashboard is also where you can view and update your account, make or reschedule repayments, and check your loan information, including your loan balance, duration, and payment dates.

How do I apply for personal loans online?

Applying for a personal loan online with Fundo is as easy as it can be. 

To begin the application process, simply visit our homepage and click on the ‘Apply Now’ button. From there, follow the prompts to complete the online application for personal loans online. If you are approved for a loan, we will send you an agreement and work to get the funds transferred to your account as soon as possible, often on the same day. 

However, take note that different banks have different processing times, so it’s possible your funds hit your account the day after your application instead.

We review and approve quick and easy personal loan applications from Monday to Saturday, and our online application form is available on our website 24/7. To ensure a smooth and efficient process, make sure to have all the necessary information before starting your application.

Enjoy a hassle-free loaning experience with Fundo.

At Fundo, we understand that sometimes you need access to cash quickly, without the hassle of complicated forms or long approval processes. That’s why we offer quick loans that can be accessed from the comfort of your home. 

We make it simple and straightforward for those who need a loan in Australia. There’s no need to worry about complicated legal language or confusing jargon. With Fundo, you can get the financial support you need without the usual hassle.

If you have any questions about our small personal loans online in Australia, our team is here to help. You can reach us by calling us, emailing us, or using our online chat function. Don’t hesitate to reach out – we are always happy to assist.

Apply for a loan with Fundo today!

Disclaimer: Unless otherwise stated, this article is strictly for informational and entertainment purposes only and should not be construed as financial advice. It’s possible for any commentary to change at any time without prior notice.