Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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AI Innovation
Award 2024
Finding it tough to secure a loan due to bad credit? You’re not alone! Many Australians face challenges when navigating the application for loans online process, often getting stuck in lengthy traditional systems. Although a low credit score can make things difficult, it shouldn’t stop you from accessing the funds you need. At Fundo, we believe in giving everyone a fair chance. Our mission is to make short-term loans more accessible to all eligible applicants, regardless of their past financial experiences.
We take pride in being an Australian-owned and -operated lender, providing flexible repayment options that suit your needs. Our streamlined application process is designed to help you quickly get the financial assistance you require, eliminating complicated jargon and tedious steps. With Fundo, securing a short-term loan for those unexpected expenses has never been easier.
Worried about your eligibility? No need! The criteria to apply at Fundo is straightforward. You must be:
Once you meet these requirements, simply complete our easy online application. Just fill in your desired loan amount, provide your personal and financial information, and you'll be on your way. If submitted within business hours, you could receive your funds within 60 seconds after contract acceptance!
Forget about searching for cash advances or immediate cash options. With Fundo, discover a trustworthy way to apply for loans online and redefine your borrowing experience. Our approachable team is here to ensure that you have a positive experience from start to finish.
Start your journey towards financial ease today! Fill out an application for loans online and get the cash you need, when you need it.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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