Apply For A Loan Online
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding the right solution for unexpected expenses can sometimes mean the practical choice of applying for a loan online. Navigating through options can feel overwhelming, especially when your search results don’t fully meet your needs. That’s where Fundo comes in! We offer straightforward short-term loans tailored to a diverse range of borrowers, ensuring more Australians have the opportunity to get the help they need. If alternatives and lenders have left you feeling frustrated, you can finally breathe easy. With Fundo, there are no hidden fees—just a user-friendly experience, free from confusing terms and legal jargon. Our completely online application process makes it simple, quick, and hassle-free to apply for a loan online.
When you search for lenders with keywords like 'apply for a loan online', it's essential to understand the offerings available. At Fundo, you can consider a variety of loan types, including emergency loans designed to cover unexpected expenses or home renovation loans for enhancing your property's value. Although we don't offer debt consolidation loans, our small (SACC loans) and medium (MACC loans) loans are remarkably adaptable for various one-time costs. Best of all, unlike many lenders, we allow early repayment without penalties, giving you that added financial breathing room.
Worried about being eligible? We have minimal criteria so that you can focus on what matters:
If you meet these simple criteria, complete your application with us. During business hours, same-day approval and funding are often possible, which means you may receive your cash in your account within 60 seconds after contract acceptance!
Wondering how likely you are to get approved? Check your chances with our interactive Fundo Score. Borrowers can enhance their approval prospects by simply recommending Fundo to friends, making timely repayments, and providing feedback. Returning clients can easily reapply in just a few clicks. With all these benefits, why keep looking up 'apply loans online'? Join Fundo today and make your application!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
