Apply For A Loan Online Instant Decision
Same day funds up to $5,000
Same day funds up to $5,000
Are you searching for a way to apply for a loan online with an instant decision? Look no further! At Fundo, we understand that unexpected expenses can arise at any moment, and finding quick and reliable funding is essential. Whether you need cash for an urgent repair, a medical bill, or any other short-term financial need, we’re here to help. As an alternative lender, we offer small and medium loans that feature a hassle-free application process, allowing you to get funding without the complications of traditional loans.
If you've been looking for the best way to apply for a cash loan online, your search ends here! Our funding options come with flexible repayment conditions tailored to your needs. You can repay your loan in up to 180 days, and if you're ahead of schedule, pay off early with no penalties.
At Fundo, we offer various products, including emergency loans and home renovation loans. Whether it’s a pressing emergency or a project you’ve been putting off, you’ll find a solution that fits:
It's essential to note that while many lenders may promote 'no credit check loans,' we conduct a credit check as part of our assessment process. This helps ensure you get the best possible loan terms based on your financial situation.
To be eligible for a loan with Fundo, here’s what we require:
An essential part of our service is the Fundo Score, which measures your creditworthiness. You can earn points for engaging in responsible borrowing behaviors like timely repayments or referring friends. A higher Fundo Score can improve your chances of being approved for a loan!
Ready to take the next step? Click ‘Apply Now’ on our homepage, fill out the straightforward application, and you could see your funds by the end of the day. Stop searching for alternatives; take advantage of what Fundo has to offer today!
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
