Apply For A Personal Loan Online
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Unexpected expenses can catch anyone off guard, whether it's repairing a burst pipe or replacing a flat tyre. When that happens, you might find yourself in need of quick cash. Searching for the right lender with phrases like 'apply for a personal loan online' can feel overwhelming. That's where Fundo steps in! As a proudly Australian-owned lender, we offer short-term loans tailored to meet your needs, even if your credit history isn’t perfect.
When you apply for a personal loan online with Fundo, you can enjoy:
We keep things simple at Fundo, so there's no need to exhaust yourself looking for lenders with unnecessary post-search stress. With us, you will find a loan that suits your budget and lifestyle.
We understand that life happens, which is why our repayment terms are designed to be manageable. Our medium (MACC) loans offer up to a 180-day repayment period. Making payments on time or even early can help you avoid extra fees and increase your likelihood of getting approved for future loans. Whether you're planning home improvements or need assistance with unexpected expenses, Fundo is here to help.
Here are some practical uses for Fundo loans:
Plus, our interactive dashboard allows you to easily monitor your account, manage payments, and access helpful financial wellness tips from our dedicated team. With Fundo, you can stop searching for 'apply for a personal loan online' endlessly.
If you're wondering whether Fundo is right for you, consider these simple eligibility requirements:
If you tick all the right boxes, go ahead and fill out our application form. Submit it during business hours, and you could get approval and funds on the same day! Returning borrowers can benefit from our streamlined process, completing an application in just three clicks.
If you’re still on the fence about applying for a personal loan online, remember that Fundo is committed to supporting responsible borrowing. With the Fundo Score, you can improve your loan approval chances simply by engaging positively with your finances: making timely repayments, recommending us to friends and family, or sharing your experiences. Good Fundo Scores may also earn you discounts! So why wait? Apply for a Fundo loan today and secure the funds you need while enjoying a friendly and transparent lending process.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
