Apply For A Personal Loan Online Instant Decision
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses arise, it can be challenging for many Australians to find the funds they need. While traditional lenders like banks often come to mind, their strict requirements and lengthy application processes may not be the best fit for everyone. If you’ve been searching for an easy way to apply for a personal loan online for an instant decision, look no further than Fundo! We specialize in providing quick, convenient short-term loans that are accessible from anywhere in Australia.
Whether you’re searching for apply for an instant loan or looking to apply for an easy loan, Fundo is here to make the process as simple as possible. With our short-term loans, you can enjoy repayment terms of up to 180 days or even pay it off earlier with no penalties!
We understand that life can be unpredictable—whether it’s a surprise car repair or a sudden medical bill. That's why we offer not just personal loans, but also tailored options like emergency loans to handle those urgent expenses without stress.
Worried about eligibility? At Fundo, we have minimal requirements! Here’s what you need:
If you meet these criteria, you’re ready to apply for a personal loan online for an instant decision! Just fill out our straightforward application form with your details and desired loan amount. If you submit your application during business hours and it meets all conditions, you could even have your funds released the same day!
Your chances of approval improve with your Fundo Score. To know where you stand, you can check your score through our Fundo Score tool. Plus, you can enhance your score by making timely repayments and sharing your positive experiences with others.
If you’re still contemplating other lenders, we encourage you to reconsider. With Fundo, you get the quick, hassle-free support you need. Stop searching for online payday loans or fast loans online—choose Fundo for a loan that works for you!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
