Apply For A Personal Loan Online Instant Decision
Same day funds up to $5,000
Same day funds up to $5,000
When unexpected expenses arise, it can be challenging for many Australians to find the funds they need. While traditional lenders like banks often come to mind, their strict requirements and lengthy application processes may not be the best fit for everyone. If you’ve been searching for an easy way to apply for a personal loan online for an instant decision, look no further than Fundo! We specialize in providing quick, convenient short-term loans that are accessible from anywhere in Australia.
Whether you’re searching for apply for an instant loan or looking to apply for an easy loan, Fundo is here to make the process as simple as possible. With our short-term loans, you can enjoy repayment terms of up to 180 days or even pay it off earlier with no penalties!
We understand that life can be unpredictable—whether it’s a surprise car repair or a sudden medical bill. That's why we offer not just personal loans, but also tailored options like emergency loans to handle those urgent expenses without stress.
Worried about eligibility? At Fundo, we have minimal requirements! Here’s what you need:
If you meet these criteria, you’re ready to apply for a personal loan online for an instant decision! Just fill out our straightforward application form with your details and desired loan amount. If you submit your application during business hours and it meets all conditions, you could even have your funds released the same day!
Your chances of approval improve with your Fundo Score. To know where you stand, you can check your score through our Fundo Score tool. Plus, you can enhance your score by making timely repayments and sharing your positive experiences with others.
If you’re still contemplating other lenders, we encourage you to reconsider. With Fundo, you get the quick, hassle-free support you need. Stop searching for online payday loans or fast loans online—choose Fundo for a loan that works for you!
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
