Apply For An Instant Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding the right option when you need to apply for an instant loan can feel overwhelming. Many people explore alternatives to traditional lending due to urgent financial needs, which is where Fundo comes in. As a trusted private lender, we understand that your financial circumstances are unique, and we offer simple solutions to suit your needs.
With Fundo, getting short-term loans is straightforward and quick. Our process is designed to eliminate the confusion often associated with loans. You won’t find hidden fees or complex fine print here — just transparent and friendly service backed by an Australian-owned and managed team. Whether your credit history is spotless or a bit rocky, we're here to help make your borrowing experience as smooth as possible.
Fundo offers a variety of loan products, whether you're looking for funds for an emergency or a special project. Our emergency loans can cover those unexpected costs, while our flexible home renovation loans allow you to enhance your property value. Notably, our small loans, starting from $500, make it easy to manage one-off expenses without the excessive financial strain.
When you apply for an instant loan with us, you'll benefit from a quick online application process. Simply fill out our application form — it takes just a few clicks! If you're a returning borrower, you could complete this even faster.
Wondering if you're eligible? Here’s what you need:
While some lenders may offer no credit check loans, please note that a credit check may still be part of our assessment process to provide you with the best outcome. As you search for options to apply for cash loans, you can count on Fundo for a transparent and professional approach.
Let us take the weight off your shoulders. If you’re thinking about how to apply for an instant loan, look no further! Choose Fundo for your lending needs and experience the difference of borrowing with a lender that truly cares about you. Get started today — apply now!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
