Apply For A Personal Loan Online With Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Need funds but worried about bad credit? You're not alone! Many people feel the sting of a poor credit score when applying for personal loans. If you've found yourself repeatedly searching for how to apply for a personal loan online with bad credit, we’ve got you covered at Fundo. Our goal is to simplify the borrowing process, offering quick access to funds with less hassle, so you can focus on what truly matters—your financial well-being.
At Fundo, we understand that life can throw unexpected expenses your way. That's why we offer short-term loans tailored for individuals who may struggle to secure funding elsewhere due to their credit history. Our straightforward application process is designed with your needs in mind. You can apply anytime, and with our flexible repayment options, managing your loan becomes a breeze.
When you borrow with Fundo, we consider your overall financial situation—not just your credit score. This means that even if your score isn’t perfect, you still have options for securing a personal loan. You’ll appreciate our flexible support system which allows you to use the funds for various needs, such as making essential repairs or covering unexpected medical expenses.
Our Simple Eligibility Criteria: Most importantly, we have minimal requirements. If you’re currently living in Australia, are at least 18 years of age, and have a verified income of at least $1,000 per fortnight, you could qualify for a Fundo loan. Demonstrating your ability to make regular repayments without compromising your financial stability is key. If you meet these criteria, simply fill out our application form with your details, and we’ll take it from there!
Unfortunately, while we may not offer no credit check loans outright, we strive to streamline our assessment process, which may include a credit check to ensure the best outcomes for your application. But don't worry—many customers with less-than-perfect credit have successfully secured loans through Fundo!
Don't waste time searching for 'easy loans' or 'cash loans today'. Instead, take control of your finances and apply for a personal loan online with bad credit at Fundo today! Experience the peace of mind that comes with a lender who values honesty and clear communication.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
